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Junior Credit Specialist

hace 2 meses


Madrid Centro, Madrid, España ALTERNATIVE LOANS EXPERIENCE TECHNOLOGIES IP A tiempo completo

About Us:

ALTERNATIVE LOANS EXPERIENCE TECHNOLOGIES IP is a global tech company that provides innovative solutions for small and medium-sized businesses. Our mission is to help businesses grow by offering a comprehensive suite of financial services tailored to their unique needs.

Our Team:

We are a dynamic and international team of professionals from various backgrounds, working together to revolutionize the financial industry. Our team is passionate about innovation, transparency, and building strong relationships with our clients.

Job Summary:

We are seeking a talented Junior Credit Specialist to join our team, specializing in credit analysis and onboarding operations. As a Junior Credit Specialist, you will play a crucial role in making the onboarding process as smooth as possible for our customers, while ensuring compliance requirements are respected.

Key Responsibilities:

  • Credit Analysis: Analyze credit applications and ensure business, financial, and compliance requirements are respected.
  • Onboarding Operations: Handle operational tasks leading to customer activation, including contract generation, account creation, and communication with stakeholders.
  • Process Improvement: Continuously improve onboarding operations to maximize customer satisfaction and operational scalability.
  • Automation and Digitalization: Develop strong operations automations using no-code tools and run ad-hoc research on new product developments and partnerships.
  • Reporting and Analytics: Build and update analytical and controlling dashboards to report main KPIs to the management team.

Requirements:

  • 1-2 years of experience in a credit analysis role or in a banking environment on the Spanish market.
  • Master's degree in Finance or Business.
  • Fluency in English and Spanish.
  • Energetic, flexible, and adaptable, with a strong ability to succeed in a dynamic and fast-growing start-up.
  • Organized, reliable, autonomous, and rigorous, with a strong attention to detail.
  • Humble, eager to learn, and effective communicator.
  • Experience with SQL, Airtable, Hubspot, Make, Notion, and Excel is a plus.

What We Offer:

  • Inspiring Mission: Join a company dedicated to revolutionizing business financing and making a positive impact on the European economy.
  • Diverse and Inclusive Team: Work with a dynamic and international team of over 7 nationalities, fostering a rich learning environment.
  • Flexibility and Ownership: Trust and autonomy to achieve goals and make decisions.
  • Competitive Salary and Stock Options: Highly competitive salaries and equity, because we're building this together.
  • Flexible Benefits: Access to flexible retribution benefits through a convenient mobile app.
  • Quality Time Together: Foster a sense of community with annual gatherings and bi-weekly office team gatherings.
  • Health and Well-being: Top-quality Medical & Mental Health Insurance.
  • Personal Time Off: Enjoy flexibility with your personal time off.