Mortgage Credit Risk Manager

hace 1 día


Zaragoza, Zaragoza, España Revolut Ltd A tiempo completo
About Revolut

Revolut is a financial technology company that aims to provide a better way for people to manage their money. With a focus on innovation and customer satisfaction, we're constantly pushing the boundaries of what's possible in the financial industry.

The Role

We're seeking a highly skilled Mortgage Credit Risk Manager to join our Risk team. As a key member of our team, you'll be responsible for managing our exposure to mortgage credit risk, working closely with our Risk Modelling team to design and implement mortgage models, and maintaining key policies and procedures.

Key Responsibilities
  • Manage Revolut's exposure to mortgage credit risk
  • Work with the Risk Modelling team to design, develop, and implement mortgage models
  • Maintain key policies, procedures, and controls
  • Engage with first-line businesses to identify, monitor, and govern emerging mortgage credit risks
  • Engage with key stakeholders, committees, and regional regulators on material mortgage credit risk exposures and limit governance
  • Quantify risk exposures within the organisation, considering stakeholder impact where possible
  • Protect the company from excessive risk-taking, saving on both short and long-term costs to the business
  • Build trust and reputation with our external stakeholders
  • Identify emerging risks that require immediate attention or could threaten the long-term viability of the company
Requirements
  • 3+ years of mortgage credit risk experience (not including wholesale/treasury experience)
  • Knowledge of personal mortgages and collateral management
  • Solid understanding of European Retail Credit Regulations and retail credit risk modelling (PD/ECL)
What We Offer

We offer a competitive salary and benefits package, as well as the opportunity to work with a dynamic and innovative team. If you're passionate about risk management and want to be part of a company that's changing the face of finance, we'd love to hear from you.



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