Business Credit Strategist

hace 3 días


Barcelona, Barcelona, España Revolut A tiempo completo
About Revolut

At Revolut, we believe that people deserve more from their money. With a mission to deliver this since 2015, our powerful range of products helps our 50+ million customers get more from their money every day.

Salary Range

The estimated salary for this role is between $80,000 and $120,000 per year, depending on location and experience.

Job Description: Business Credit Strategist

We're looking for a skilled Credit Manager to join our team in designing credit risk policies, procedures, and strategies for Revolut's business (SME) lending products. This is a brand new feature in our portfolio.

Responsibilities:
  1. Determine the credit strategy for SME lending products in the EU
  2. Develop account-level valuation frameworks to develop underwriting credit policies using NPV framework to optimise portfolio-level economic returns
  3. Optimise credit strategies (new originations, existing customer management, arrears management) to maximise portfolio risk-adjusted returns
  4. Improve credit decisioning capabilities, balancing them with a manual approach
  5. Design, deploy, and analyse champion-challenger tests across the credit lifecycle
  6. Manage credit limits, risk-based pricing, retention strategies, and over-limit policies
Requirements:
  • A proven track record of managing the risk cycle for SME credit products, like unsecured business loans, credit lines, etc.

This role requires strong analytical skills, attention to detail, and excellent communication skills. You should be able to work well in a fast-paced environment and have a passion for delivering high-quality results.

What We Offer

As a member of our team, you'll receive a competitive salary, benefits package, and opportunities for growth and development. We're committed to creating an inclusive and supportive work environment where everyone can thrive.



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