Credit Risk Strategist

hace 5 días


Barcelona, Barcelona, España Scalapay A tiempo completo

About Scalapay

At Scalapay, we're revolutionizing the way customers shop online and in-store with our innovative BuyNow PayLater payment solution. With over 6.5 million customers and 8,000+ merchants on board, we're empowering businesses to deliver exceptional shopping experiences. As a young company, we've already achieved unicorn status and raised over $700mln, thanks to our talented team built around four core values: Make It Happen, Play As A Team, Stay Curious, and Focus On Customer. This is where your skills will make a tangible impact.

The Mission

We're seeking an ambitious Credit Risk Strategist to contribute to our portfolio's success. In this role, you'll have the opportunity to directly influence business growth and stability by developing and refining strategies that minimize risk while unlocking new opportunities. Your work will be visible, with results reflected in our overall business performance.

Your Responsibilities

  • Monitor and report on the loss performance of Scalapay's portfolio.
  • Identify and evaluate opportunities to reduce losses while driving business growth.
  • Contribute to the design and implementation of effective loss mitigation strategies.
  • Collaborate on new product launches, ensuring robust loss management practices are in place.

About You

We're looking for someone with a Bachelor's degree in finance, economics, statistics, data science, or a related field. You should possess an analytical mindset, with the ability to identify patterns, discrepancies, and trends using large datasets. Proficiency in SQL for data extraction, cleaning, and analysis is essential. Strong written and verbal communication skills in English are required to effectively present findings and collaborate with stakeholders across different countries.

What We Offer

  • An attractive salary package based on skills and experience.
  • An international environment with significant challenges to be met every day.
  • Lots of opportunities to work with a team of industry leaders who are focused on delivering products that offer exceptional user experiences.
  • Personalized support to accelerate your professional growth and take ownership of the products you deliver.
  • The latest technologies and encouragement to bring your flair to the role.

Hiring Process

  • A quick chat with one of our Talent Acquisition team members.
  • A first interview with the hiring manager to delve deeper into your experiences and better understand your motivation.
  • A case study to test your hard skills, which will be debriefed with a panel of future internal stakeholders.
  • A final chat with Simone (our CEO) to assess your motivation and cultural fit.


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