Strategic Credit Risk Manager

hace 13 horas


Barcelona, Barcelona, España Scalapay A tiempo completo

At Scalapay, we're revolutionizing the way millions of customers shop online and in-store with our innovative BuyNow PayLater payment solution. As a Credit Risk Director, you'll play a pivotal role in shaping our financial landscape. With a team built around four core values: #MakeItHappen, #PlayAsATeam, #StayCurious, and #FocusOnCustomer, we're on a mission to transform the credit risk management space.

About the Role

This is a high-impact position where you'll collaborate with cross-functional teams to develop and implement credit risk frameworks for long-term installment products. You'll ensure that our product offerings align with robust risk management strategies, guaranteeing profitability and compliance in an ever-evolving financial landscape.

Key Responsibilities:
  • Credit Risk Strategy: Develop and implement credit risk policies and frameworks for long-term installment products, ensuring alignment with business goals and regulatory requirements.
  • Product Rollout Leadership: Partner with product, data, and operations teams to design and launch long-term installment credit products, embedding risk mitigation strategies from the start.
  • Portfolio Management: Monitor portfolio performance, identify risk trends, and develop strategies to optimize credit risk exposure while maintaining customer satisfaction.
  • Data-Driven Decision Making: Utilize advanced analytics and credit scoring models to assess and predict customer risk profiles, ensuring data integrity and accuracy.
  • Regulatory Compliance: Ensure all credit products and processes comply with local and international regulatory standards.
About You

We're seeking a highly skilled professional with a Bachelor's or Master's degree in Finance, Economics, Business, or a related field. Your experience in credit risk management (5+ years) in the BNPL, fintech, or consumer lending industries will be invaluable. Strong knowledge of credit scoring models, risk assessment tools, and portfolio management strategies is essential. Familiarity with regulatory frameworks in the financial services sector and proficiency in SQL, Python, R, or similar data analysis platforms are also desirable.

What We Offer

As a member of our team, you can expect a competitive salary of approximately €120,000 per year, reflecting your expertise and the demands of this critical role. Our comprehensive benefits package includes opportunities for growth and development within a dynamic company.


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