Credit Portfolio Risk Analyst
hace 1 mes
MUFG Bank, Ltd. is a world-leading financial institution with a strong presence in global markets. With over 50 years of experience in providing corporate and investment banking services, we offer stability and expertise to high-profile clients worldwide.
Job OverviewWe are seeking an experienced Credit Analyst to join our Global Corporate Banking Division in Madrid. As a key member of our team, you will be responsible for managing the risk exposure of our EMEA-wide portfolio, working closely with Front Office counterparts on live transactions and portfolio monitoring.
Key Responsibilities:- Preparation of forward-looking fundamental analysis in support of client onboarding, live transactions, facility renewals, and annual reviews.
- Management of an individual portfolio, developing sector expertise, and deepening individual counterparty understanding through comprehensive top-down and bottom-up risk review processes.
- Active monitoring of portfolio performance, undertaking regular qualitative and quantitative corporate analysis, conducting client due diligence, developing forecast models, and making recommendations on internal credit ratings and transaction proposals.
- Supporting the strengthening of our Continental Europe-based operation by enhancing its overall risk management framework, identifying and implementing relevant best practices and/or processes owned by our First Line of Defence in EMEA.
- Experience in fundamental credit analysis gained in either a bank, asset manager, or rating agency environment, with an emphasis on credit analysis in the context of a transaction or event.
- Ambitious newly qualified ACA looking for a career in banking will be considered.
- Experience working with Investment Grade (IG) and Non-Investment Grade (NIG) counterparties.
- General Industries sector coverage would be viewed favourably, albeit not mandatory.
- A strong quantitative background with a solid understanding of accounting and financial data analysis.
- A clear and concise business writing style reflecting a capacity to distil critical information from large data sources.
- Ability to conduct thorough due diligence and form a forward-looking view using cash flow modelling and stress testing.
- A good understanding of loan and ISDA/CSA documentation, market risk, and key credit protections is beneficial.
- Degree level and professional qualifications desirable (e.g., CFA, ACCA, ACA, ACT, or similar qualifications).
- A role in one of the largest banks in the world in a growing and international environment.
- Variety of opportunities to develop yourself and trainings.
- Salary: €70,000 - €100,000 per year depending on experience.
We strive to create an inclusive culture where all employees feel valued, respected, and their opinions count. We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
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