Credit Risk Management Lead

hace 5 días


Madrid, Madrid, España Salve Consulting A tiempo completo

At Salve Consulting, we are seeking an experienced Credit Risk Management Lead to join our team in North America. This role is a critical component of our organization's financial strategy, and the ideal candidate will have a strong background in credit risk assessment, portfolio management, and team leadership.

Job Overview

The Senior Credit Manager will be responsible for leading our North American customer credit and collection functions. This includes establishing operational standards for credit risk assessment, approval processes, and portfolio management. The successful candidate will also manage a team of four credit professionals, providing guidance on priorities and performance expectations.

This role requires significant experience in credit management within the manufacturing sector, with a focus on metrics and process improvement. The ideal candidate will have a strong understanding of credit statutes, exceptional interpersonal and communication skills, and prior experience working with SAP and Lock Box systems.

Key Responsibilities:
  • Lead North American customer credit and collection functions, establishing standards for risk assessment, credit approval, and portfolio management.
  • Manage, hire, mentor, and develop a team of four credit professionals.
  • Enforce credit policies, ensuring compliance with internal controls, and regularly communicate these policies to global stakeholders.
  • Analyze financial statements and other data to evaluate customer creditworthiness and identify potential risks.
  • Collaborate with senior management and other business units to assess and approve deviations from standard credit terms.
  • Build and maintain strong customer relationships by addressing credit concerns and optimizing services.
  • Prepare and present monthly credit metrics and status updates to the CFO and other business leaders.
  • Provide international credit risk management support, including advising on export documentation, foreign exchange, credit insurance, and country-specific regulations.
Essential Skills and Qualifications:
  • Bachelor's degree in business with a minimum of 10 years of relevant experience, including at least 5 years in a Credit Manager role.
  • NACM Credit Designation preferred.
  • Strong understanding of credit statutes (liens, bonds, bankruptcy, Uniform Commercial Code).
  • Exceptional interpersonal, communication, and problem-solving skills adept at delegation and team leadership.
  • Prior experience in credit management within a manufacturing environment with a focus on metrics and process improvement.
  • Familiarity with SAP and Lock Box for efficient cash application.
Benefits and Career Development Opportunities:
  • $120,000 - $150,000 annual salary, depending on experience.
  • Flexible work arrangements, including remote work options.
  • Partial benefits package, including medical, dental, and vision coverage.
  • Moderate travel required (11-29 days/year).
  • Opportunity to advance within a dynamic and forward-thinking company.
  • Diverse and inclusive work environment where individual contributions are valued.
  • Participation in team-building activities and company-sponsored events.


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