Credit Risk Analyst
hace 6 días
At Moody's, we're seeking a skilled Credit Risk Analyst to join our team in Madrid. This is a fantastic opportunity for someone with a passion for financial analysis and a strong understanding of credit risk management.
About the RoleWe're looking for an analytical and detail-oriented individual who can work closely with lead analysts to assign and monitor credit ratings, research, and publish reports. As a Credit Risk Analyst, you will be responsible for performing credit evaluations by integrating credit risk inputs from internal and external parties. You will also participate in rating committee discussions and interact with issuers and other market participants.
Key Responsibilities- Work with lead analysts to perform day-to-day credit analysis related to ratings, research, and investor outreach
- Review financial spreadsheets and charts, analyze data and financial statements, build and update financial forecasts, and write analytical commentary in accordance with Moody's methodologies
- Assist with proprietary models and new financial projections as applicable, identify trends in data, and apply analytical skills and judgment to form well-reasoned credit conclusions
- Develop a working knowledge of credit fundamentals through a review of components such as transaction documentation, cash flow analysis, or loss allocation rules
- Collaborate with lead analysts in preparing the first draft of rating committee memos
- Monitor credit quality and issuer and/or industry trends by following market developments and relevant news events, analyzing issuer reporting (including, in some rating groups monitoring and attending earnings calls), and engaging with issuers directly for follow-up clarification and information
To be successful in this role, you'll need:
- A minimum undergraduate degree with strong academic performance
- Some relevant experience (including internships) is preferred
- Excellent verbal, written communication, and interpersonal skills
- Proficient in MS Excel, Word, and PowerPoint
- Proactive and able to work effectively in a collaborative team environment
- Strong organization skills, analytical thinking, and attention to detail
- Ability to adapt to a changing environment and prioritize tasks accordingly
- Some understanding of fixed income markets and/or credit knowledge is preferred
- Accounting knowledge with a strong focus on financial analysis (e.g. through coursework, CFA or equivalent, or relevant work experience) is required
- English and Spanish are required, further European languages are a plus
As a Credit Risk Analyst at Moody's, you can expect:
- A competitive salary of approximately €50,000 - €70,000 per year, depending on experience
- A comprehensive benefits package including health insurance, retirement plan, and paid time off
- The opportunity to work with a global leader in the financial services industry
- Professional development and growth opportunities
We're an equal opportunity employer and welcome applications from diverse candidates. Please note that employment is contingent upon compliance with Moody's Policy for Securities Trading and the requirements of the position.
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