Credit Risk Analyst

hace 5 días


Madrid, Madrid, España Mufg Bank, Ltd. A tiempo completo
About the Role

Mufg Bank, Ltd. is seeking a highly skilled Credit Analyst to join our Global Corporate Banking Division in Madrid. As a Credit Analyst, you will play a critical role in managing the risk exposure of our EMEA-wide portfolio, working closely with Front Office counterparts to identify and mitigate risks associated with counterparties, deal structures, documentation, industries, and macroeconomic environments.

Key Responsibilities
  • Manage an individual portfolio and develop sector expertise and deep individual counterparty understanding.
  • Conduct thorough due diligence, form a forward-looking view using cash flow modeling and stress testing, and make recommendations on internal credit ratings and transaction proposals.
  • Participate in credit due diligence as part of the portfolio review process, onboard new clients, and follow key risk events.
  • Develop technical skills and industry knowledge related to the role, working towards sectoral and/or jurisdictional expertise.
  • Ensure accurate and timely compliance with internal rules and reporting procedures.
Requirements
  • Experience in fundamental credit analysis gained in a bank, asset manager, or rating agency environment.
  • Strong quantitative background with a solid understanding of accounting and financial data analysis.
  • Ability to conduct thorough due diligence and form a forward-looking view using cash flow modeling and stress testing.
  • Good understanding of loan and ISDA/CSA documentation, market risk, and key credit protections.
  • Fluency in German language in addition to English is a plus.
What We Offer

We offer a role in one of the largest banks of the world in a growing and international environment. You have various opportunities to develop yourself and we will support you with that by offering various training and development possibilities.

We take into account your home situation and your ambitions and help you to balance work and private life. Monthly team events. To work in an ambitious, international environment with colleagues from different countries and cultures, who strive for the best.


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