Strategic Credit Risk Manager

hace 3 días


Madrid, Madrid, España Us Bank A tiempo completo
Job Description

As a Senior Credit Portfolio Manager at U.S. Bank, you will play a vital role in risk management of the credit portfolio, ensuring alignment with risk appetite, strategy, and industry requirements.

About Us

We're on a journey to do our best, helping customers and businesses make better financial decisions, enabling communities to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential.

About the Role
  • Lead risk oversight of the credit portfolio, including concentration management, loss provisioning, and credit growth strategy.
  • Oversee problem credits, identifying early signs of deterioration and implementing remediation strategies to minimize losses.
  • Manage provision adequacy assessments for credit assets and contingent liability exposures, adhering to applicable accounting standards (IFRS).
  • Collaborate with lines of business and central functions to estimate, monitor, and report contingent liability.
  • Maintain dedicated oversight of the airline portfolio, exercising delegated credit approval authority.
  • Advise on portfolio composition strategies, risk mitigation techniques, and new credit transactions.
  • Represent the Credit Risk Management function at internal or external meetings.
Requirements

To be successful in this role, you'll need:

  • Proven experience in credit risk management, preferably in a similar industry.
  • Strong analytical skills, with ability to identify and mitigate risks.
  • Excellent communication and interpersonal skills, with ability to work collaboratively.
  • Knowledge of IFRS accounting standards and regulatory requirements.
What We Offer

As a valued member of our team, you can expect:

  • A competitive salary range: $120,000 - $180,000 per annum, based on location and experience.
  • A comprehensive benefits package, including health insurance, retirement savings plan, and paid time off.
  • Ongoing training and development opportunities to enhance your skills and career prospects.
  • A collaborative and inclusive work environment, with opportunities to build strong relationships with colleagues and stakeholders.


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