Credit Risk Expert

hace 3 semanas


Madrid, Madrid, España Fitch Ratings A tiempo completo
About Structured Finance

Fitch's European Structured Finance team is a leading provider of credit ratings and research, with a strong local market presence and global perspectives. We maintain surveillance on over 1,500 European SF transactions and rate transactions mainly backed by mortgage loans and consumer loans.

Job Overview

We are seeking a highly motivated Credit Analyst to join our team. As a Credit Analyst, you will be responsible for analyzing transactions in line with Fitch's rating criteria and providing high-quality credit opinions to investors and other market participants.

Key Responsibilities:
  • Implement default, recovery, and cash flow modelling
  • Review transaction legal documents
  • On-site review of underwriting and servicing of transaction originators
  • Prepare rating proposals for presentation to internal rating committees
  • Communicate rating rationale to investors and other market participants through presale reports, presentations, and meetings
  • Communicate with transaction arrangers and originators to understand asset characteristics and structural features of the transactions
  • Assist in the development of criteria and supporting research
Requirements

To succeed in this role, you should have some prior experience in finance and knowledge of securitisation structures would be beneficial. You will also need to be highly numerate and analytical, with advanced Excel skills, and able to review and analyse legal contracts from a credit risk perspective.

What We Offer

We offer a competitive salary of $80,000 per annum, based on your experience and qualifications. Our company culture is diverse and inclusive, and we encourage a free exchange of ideas. You will have the opportunity to work with a talented team of analysts and contribute to the success of our business.



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