Senior Credit Risk Analyst
hace 1 mes
At Fitch Ratings, we are seeking an experienced Senior Credit Risk Analyst to join our European Structured Finance team.
Job Overview:
We maintain and assign ratings to Structured Finance transactions across four main asset classes: Asset Backed Securities, Residential Mortgage Backed Securities, Commercial Mortgage Backed Securities, and Structured Credit. Our team currently surveils over 1,500 European SF transactions, with a focus on mortgage loans and consumer loans.
Key Responsibilities:
- Implement default, recovery, and cash flow modeling for complex transactions
- Review transaction legal documents and analyze credit risk
- Conduct on-site reviews of underwriting and servicing of transaction originators
- Prepare rating proposals for presentation to internal rating committees
- Communicate rating rationale to investors and other market participants through presale reports, presentations, and meetings
- Collaborate with transaction arrangers and originators to understand asset characteristics and structural features of transactions
- Assist in the development of criteria and supporting research
Requirements:
- Minimum 2 years of experience in finance or credit risk analysis
- Advanced Excel skills and knowledge of securitisation structures
- Ability to analyze complex financial data and communicate findings effectively
- Strong written and oral communication skills in English
- Other European languages are desirable
Salary Range:
$80,000 - $120,000 per annum, depending on experience
Benefits:
- Comprehensive health insurance
- Retirement savings plan
- Flexible work arrangements
- Opportunities for professional growth and development
About Fitch Ratings:
Fitch Ratings is a leading provider of credit ratings, commentary, and research. We offer global perspectives shaped by strong local market experience and credit market expertise. Join our team and contribute to the success of our clients and the global economy.
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