Senior Commercial Credit Risk Analyst
hace 24 horas
Job Summary: As a Senior Commercial Credit Risk Analyst, you will be responsible for thoroughly evaluating and underwriting Small Business Commercial / Fleet loans to ensure they align with credit guidelines. You will work closely with our team of loan officers, processors, and other underwriters to guarantee that all loan applications are meticulously assessed and approved in accordance with established credit standards.
About the Role:
This role is ideal for an experienced professional seeking a challenging position where they can leverage their analytical skills to make informed decisions. Your expertise will play a crucial role in assessing the creditworthiness of borrowers, evaluating collateral, and ensuring compliance with company policies and regulatory requirements.
Key Responsibilities:
- Loan Evaluation: Review and analyze loan applications and financial documents to determine the borrower's creditworthiness and risk assessment.
- Cash Flow Analysis: Conduct thorough financial analysis and cash flow projections to assess the borrower's ability to repay the loan.
- Collateral Evaluation: Evaluate collateral and loan structure to ensure compliance with guidelines and company policies.
- Communication: Communicate with loan officers and processors to gather necessary information and resolve any discrepancies.
- Loan Performance Monitoring: Monitor and track loan performance and work with borrowers to address any issues or concerns.
Qualifications:
- Education: Bachelor's degree in finance, accounting, or a related field.
- Experience: Minimum of 5 years of experience in complex commercial related credits.
- Skills: Strong knowledge of regulations and guidelines, excellent analytical and problem-solving skills, ability to work independently and as part of a team, strong attention to detail, and ability to multitask in a fast-paced environment.
Estimated Salary Range: $80,000 - $120,000 per year, depending on location and experience.
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