Senior Commercial Credit Risk Analyst

hace 24 horas


Madrid, Madrid, España Svi Recruiting Group A tiempo completo

Job Summary: As a Senior Commercial Credit Risk Analyst, you will be responsible for thoroughly evaluating and underwriting Small Business Commercial / Fleet loans to ensure they align with credit guidelines. You will work closely with our team of loan officers, processors, and other underwriters to guarantee that all loan applications are meticulously assessed and approved in accordance with established credit standards.

About the Role:

This role is ideal for an experienced professional seeking a challenging position where they can leverage their analytical skills to make informed decisions. Your expertise will play a crucial role in assessing the creditworthiness of borrowers, evaluating collateral, and ensuring compliance with company policies and regulatory requirements.

Key Responsibilities:

  • Loan Evaluation: Review and analyze loan applications and financial documents to determine the borrower's creditworthiness and risk assessment.
  • Cash Flow Analysis: Conduct thorough financial analysis and cash flow projections to assess the borrower's ability to repay the loan.
  • Collateral Evaluation: Evaluate collateral and loan structure to ensure compliance with guidelines and company policies.
  • Communication: Communicate with loan officers and processors to gather necessary information and resolve any discrepancies.
  • Loan Performance Monitoring: Monitor and track loan performance and work with borrowers to address any issues or concerns.

Qualifications:

  • Education: Bachelor's degree in finance, accounting, or a related field.
  • Experience: Minimum of 5 years of experience in complex commercial related credits.
  • Skills: Strong knowledge of regulations and guidelines, excellent analytical and problem-solving skills, ability to work independently and as part of a team, strong attention to detail, and ability to multitask in a fast-paced environment.

Estimated Salary Range: $80,000 - $120,000 per year, depending on location and experience.



  • Madrid, Madrid, España Elavon A tiempo completo

    About the Role: We are seeking a skilled Senior Financial Analyst - Credit Risk to join our team in Madrid, Spain. As a key member of our credit analysis team, you will be responsible for conducting thorough credit analyses, gathering and interpreting credit information, and making informed credit decisions.

  • Senior Risk Analyst

    hace 2 días


    Madrid, Madrid, España Selby Jennings A tiempo completo

    Job SummaryThis is an exciting opportunity for a Senior Risk Analyst to join our dynamic team as an Senior Risk Analyst - Credit IRB Modelling. The role involves developing and validating IRB credit risk models, as well as staying abreast of regulatory requirements.You will work closely with our clients to deliver impactful results, utilizing your...


  • Madrid, Madrid, España Fitch Ratings A tiempo completo

    At Fitch Ratings, we are seeking an experienced Senior Credit Risk Analyst to join our European Structured Finance team.Job Overview:We maintain and assign ratings to Structured Finance transactions across four main asset classes: Asset Backed Securities, Residential Mortgage Backed Securities, Commercial Mortgage Backed Securities, and Structured Credit....


  • Madrid, Madrid, España Selby Jennings A tiempo completo

    Role: Senior Quantitative Analyst IRB Credit Risk Modelling ExpertLocation: Madrid, SpainAbout the OpportunityWe are seeking an experienced Senior Quantitative Analyst to join our team in Madrid. As a key member of our credit risk modelling department, you will be responsible for developing and validating IRB credit risk models.Key Responsibilities:Develop...


  • Madrid, Madrid, España Selby Jennings A tiempo completo

    Role SummaryWe are seeking an experienced Senior Quantitative Risk Analyst to join our dynamic team in Madrid, Spain. As a Senior Quantitative Risk Analyst - IRB Credit Modelling Expert, you will be responsible for developing and validating IRB credit risk models, staying up-to-date with regulatory requirements, and driving impactful results using your...

  • Credit Risk Analyst

    hace 4 semanas


    Madrid, Madrid, España Fitch Ratings A tiempo completo

    Company Overview: Fitch's European Structured Finance team is a leading provider of credit ratings for structured finance transactions across various asset classes, including Asset Backed Securities, Residential Mortgage Backed Securities, and Commercial Mortgage Backed Securities. The team maintains surveillance on over 1,500 European SF transactions.About...


  • Madrid, Madrid, España The Outsourced Recruitment Company A tiempo completo

    We are seeking an experienced Senior Credit Risk Specialist to join our client on a 6-month contract based in Poland. The ideal candidate will have a strong background in finance and accounting, with expertise in credit analysis and risk assessment.Key Responsibilities:Evaluate the creditworthiness of potential and existing clients by analyzing financial...


  • Madrid, Madrid, España Svi Recruiting Group A tiempo completo

    Job Summary: We are seeking a highly skilled and experienced Senior SBA Credit Risk Manager to join our team at Svi Recruiting Group. As a Senior SBA Credit Risk Manager, you will be responsible for analyzing and evaluating loan applications to ensure credit worthiness and compliance with Bank and SBA policies.


  • Madrid, Madrid, España Selby Jennings A tiempo completo

    About the RoleWe are seeking a highly skilled Senior Risk Analyst to join our team as an IRB Credit Risk Modelling Specialist. As a key member of our risk management department, you will be responsible for developing and validating IRB credit risk models. Our ideal candidate will have a strong quantitative background and excellent analytical skills.The role...


  • Madrid, Madrid, España Fitch Ratings A tiempo completo

    Company OverviewFitch Ratings, a leading provider of credit ratings and research, is currently seeking an experienced Credit Analyst to join its European Structured Finance team. As a highly respected global player in the credit rating industry, Fitch Ratings offers a dynamic work environment that fosters innovation and collaboration.Job DescriptionThe...

  • Senior Credit Analyst

    hace 1 semana


    Madrid, Madrid, España ING Bank N.V. A tiempo completo

    About the RoleWe are looking for a talented and enthusiastic Senior Credit Risk Officer to join our Credit Risk Team Wholesale Banking Spain & Portugal. The responsibility of this team is the advice and decision-making of tailored (lending) transactions for our key WB Sector and Lending clients and supporting these clients in their success while safeguarding...


  • Madrid, Madrid, España Aig A tiempo completo

    About the Role:As a Trade Credit Underwriting Analyst at AIG, you will be responsible for managing underwriting operations, including planning, monitoring, and developing underwriting and marketing skills. This role requires direct accountability for business results, including profitability, penetration, and volume within specific accounts, segments,...


  • Madrid, Madrid, España Salve Consulting A tiempo completo

    At Salve Consulting, we are seeking an experienced Credit Risk Management Lead to join our team in North America. This role is a critical component of our organization's financial strategy, and the ideal candidate will have a strong background in credit risk assessment, portfolio management, and team leadership.Job OverviewThe Senior Credit Manager will be...


  • Madrid, Madrid, España U.S. Bank A tiempo completo

    About Us At U.S. Bank, we strive to empower our customers and businesses to make informed financial decisions that drive growth and success in their respective communities. Our mission is centered around delivering tailored payment solutions using the latest technology. We believe that collaboration and innovation are key to unlocking new opportunities for...


  • Madrid, Madrid, España Mufg Bank, Ltd. A tiempo completo

    About MUFG Bank, Ltd.MUFG Bank, Ltd. is a world-leading financial institution with a strong presence in global markets. With over 50 years of experience in providing corporate and investment banking services, we offer stability and expertise to high-profile clients worldwide.Job OverviewWe are seeking an experienced Credit Analyst to join our Global...


  • Madrid, Madrid, España Dojo 2022 A tiempo completo

    Key ResponsibilitiesAs an Enterprise Credit Underwriter, you will:Conduct credit risk reviews on enterprise customer applications.Perform financial analysis of P&L, balance sheets, and cash flow statements.Collaborate with internal and external stakeholders to make informed underwriting decisions.An estimated salary for this role is £60,000-£80,000 per...


  • Madrid, Madrid, España Ing Bank A tiempo completo

    Job Description:We are seeking a seasoned Lead Credit Risk Strategist to join our Credit Risk Team in Madrid. The successful candidate will be responsible for advising and managing client transactions from origination to closing, ensuring they align with our risk appetite.About the Role:As a Senior Credit Risk Officer, you will have expertise in credit...


  • Madrid, Madrid, España True North Partners A tiempo completo

    **Wholesale IRB Credit Risk Consultant Role**We are seeking a technically strong Wholesale IRB credit risk consultant to strengthen our team at True North Partners.Key responsibilities include:Developing wholesale IRB credit risk modelsWorking with clients across the globeStaying up-to-date with local and international regulationsCollaborating with a diverse...


  • Madrid, Madrid, España Elavon A tiempo completo

    Job OverviewWe're seeking a skilled Credit Analyst to join our team at Elavon, a leading provider of payment solutions. As a key member of our credit risk management team, you will play a crucial role in evaluating and managing the creditworthiness of our customers.About UsAt Elavon, we're committed to helping our customers achieve their financial goals....


  • Madrid, Madrid, España Moody'S Investors Service A tiempo completo

    About Moody's Investors Service">Mission-driven and employee-focused, Moody's Investors Service is the gold standard in credit ratings and research. As a leading provider of credit opinions and risk analysis, we help investors make informed decisions and navigate the complex world of fixed income markets.