Chief Risk Officer for Long-Term Installment Products
hace 21 horas
Scalapay is revolutionizing the way customers buy online and in-store, empowering merchants to provide exceptional shopping experiences. With a team built around four core values: #MakeItHappen, #PlayAsATeam, #StayCurious, and #FocusOnCustomer, we're driving innovation in the fintech industry.
Job DescriptionWe're seeking a skilled Chief Risk Officer to lead the design, implementation, and oversight of credit risk frameworks for long-term installment products. As a high-impact role, you'll collaborate with cross-functional teams to align product offerings with robust risk management strategies, ensuring profitability and compliance in a fast-evolving financial landscape.
Key Responsibilities:- Credit Risk Strategy: Develop and implement credit risk policies and frameworks for long-term installment products, aligning with business goals and regulatory requirements.
- Product Rollout Leadership: Partner with product, data, and operations teams to design and launch long-term installment credit products, ensuring risk mitigation strategies are embedded from the start.
- Portfolio Management: Monitor portfolio performance, identify risk trends, and develop strategies to optimize credit risk exposure while maintaining customer satisfaction.
- Data-Driven Decision Making: Utilize advanced analytics and credit scoring models to assess and predict customer risk profiles, ensuring data integrity and accuracy.
- Regulatory Compliance: Ensure all credit products and processes comply with local and international regulatory standards.
- Stakeholder Collaboration: Work closely with internal stakeholders (product, engineering, finance) and external partners (credit bureaus, regulatory bodies) to align risk strategies with operational and market needs.
- Team Leadership: Build and mentor a team of risk professionals to support the growth and sustainability of credit products.
To succeed in this role, you should have:
- Bachelor's or Master's degree in Finance, Economics, Business, or a related field.
- Proven experience (5+ years) in credit risk management, preferably in the BNPL, fintech, or consumer lending industries.
- Strong knowledge of credit scoring models, risk assessment tools, and portfolio management strategies.
- Familiarity with regulatory frameworks in the financial services sector.
- Exceptional analytical skills with proficiency in tools such as SQL, Python, R, or similar data analysis platforms.
- Excellent communication and leadership skills, with the ability to work collaboratively across teams.
- Experience in launching and scaling credit products is highly desirable.
The estimated salary for this position is $120,000 - $180,000 per year, depending on experience. Additionally, we offer a comprehensive benefits package, including health insurance, retirement savings, and opportunities for professional growth and development.
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