Risk Management Leader for Long-Term Installment Products
hace 21 horas
Company Overview: Scalapay is a fintech company transforming the way customers buy online and in-store with its innovative BuyNow PayLater payment solution. With over $700 million raised, we're looking for talented professionals to join our team.
Salary: The estimated salary for this role is $150,000 - $200,000 per year, depending on experience and qualifications.
Job Description: As a Credit Risk Director, you will lead the design, implementation, and oversight of credit risk frameworks tailored for long-term installment products. This high-impact role involves collaborating with cross-functional teams to align product offerings with robust risk management strategies, ensuring profitability and compliance in a fast-evolving financial landscape.
Responsibilities:
- Develop and implement credit risk policies and frameworks for long-term installment products, aligning with business goals and regulatory requirements.
- Partner with product, data, and operations teams to design and launch long-term installment credit products, ensuring risk mitigation strategies are embedded from the start.
- Monitor portfolio performance, identify risk trends, and develop strategies to optimize credit risk exposure while maintaining customer satisfaction.
- Utilize advanced analytics and credit scoring models to assess and predict customer risk profiles, ensuring data integrity and accuracy.
- Ensure all credit products and processes comply with local and international regulatory standards.
Requirements:
- Bachelor's or Master's degree in Finance, Economics, Business, or a related field.
- Proven experience (5+ years) in credit risk management, preferably in the BNPL, fintech, or consumer lending industries.
- Strong knowledge of credit scoring models, risk assessment tools, and portfolio management strategies.
- Familiarity with regulatory frameworks in the financial services sector.
- Exceptional analytical skills with proficiency in tools such as SQL, Python, R, or similar data analysis platforms.
- Excellent communication and leadership skills, with the ability to work collaboratively across teams.
About Us: We value teamwork, innovation, and customer-centricity. If you're passionate about shaping the future of fintech and have a knack for leading high-performing teams, let's connect
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