Card Payments Optimisation Specialist

hace 3 semanas


Madrid, Madrid, España Capital Recruit A tiempo completo

**Job Title:** Card Payments Optimisation Specialist

Industry: FinTech

We are seeking a highly skilled and experienced card professional to join our team as a Card Payments Optimisation Specialist. In this role, you will be responsible for optimising our client's card payment interchange, reconciliations, and payment network billing.

Responsibilities:

  • Analyse fees and costs paid by banks to the scheme networks (Visa and MasterCard).
  • Identify errors and anomalies in scheme billing data.
  • Payment Interchange reviews (earned and paid).
  • Identify and troubleshoot billing errors and discrepancies.
  • Recommend improvements in a client's payments environment to efficiently optimise their costs and reduce their network scheme (Visa and MasterCard) billings.
  • Recommend services to utilise and to cancel to optimise costs.
  • Stay up-to-date with the latest industry trends, regulations, and billing standards related to Visa and MasterCard payments.
  • Analyse card payment data and generate reports on payment performance, trends, and potential areas for improvement.

Requirements:

  • Experience in card payments (worked at a bank, fintech or Visa and MasterCard).
  • Card Issuing and/or acquiring experience.
  • Understanding of Visa and/or MasterCard services and billing invoices.
  • Understanding of card interchange and how it is calculated.
  • Understanding of authorisation, clearing, and settlement of card transactions.
  • Attention to detail.
  • Excellent knowledge of Excel, PowerBI or similar data tools is a plus.
  • Ability to work with data.
  • Bachelor's degree in finance, business, or a related field.
  • Relevant certifications in payment processing or card industry regulations are a plus.

The salary range for this position is approximately R 800,000 - R1,200,000 per annum, depending on experience and qualifications. If you are a motivated and experienced professional looking to take your career to the next level, we encourage you to apply.



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