Trade Credit Underwriting Specialist
hace 4 semanas
This position is responsible for managing underwriting activities, including planning, monitoring, and developing underwriting and marketing skills. The role ensures adherence to underwriting guidelines and has direct accountability for business results in terms of profitability, penetration, and volume within a specific account, segment, geographic area, product, or line of business.
The ideal candidate will establish a book of Middle Market accounts and implement a commercial action plan across the business area. They will identify growth opportunities in focus markets and execute jointly with brokers and distribution teams. The role requires consistent achievement of growth and return objectives across the area of responsibility, focusing on Spain.
The Trade Credit Underwriting Analyst will work together with all functions of the Trade Credit organization, including Credit Officers. They will manage the self-established portfolio and assigned accounts in line with underwriting strategy and adhering to underwriting standards. The role also involves monitoring market movements and refining adaptation of local business plans.
Cooperation with Portfolio Manager Europe on Middle Market account management and broker partnerships is also required. Team building and common growth strategy with Distribution are essential aspects of this role.
Key Responsibilities:
- Establish a book of Middle Market accounts and implement a commercial action plan across the business area.
- Identify growth opportunities in focus markets and execute jointly with brokers and distribution teams.
- Consistently achieve growth and return objectives across the area of responsibility, focusing on Spain.
- Work together with all functions of the Trade Credit organization, including Credit Officers.
- Manage the self-established portfolio and assigned accounts in line with underwriting strategy and adhering to underwriting standards.
- Monitor market movements and refine adaptation of local business plans.
- Cooperate with Portfolio Manager Europe on Middle Market account management and broker partnerships.
- Team building and common growth strategy with Distribution.
Requirements:
- Bachelor's degree in Economics, Law, or MBA.
- Fluent English skills (written and spoken).
- Proven business acumen and successful commercial career experiences.
- Ability to work in a matrix organization.
- Analytical and project management skills.
- Negotiation, presentation, and communication skills.
- Proven skills in building relationships internally and externally.
- Ability to take the initiative to seek and achieve profitability across Spain and possibly multiple countries.
- Team player and motivated personality.
- Result-driven.
- Good time management and prioritization skills.
We are an Equal Opportunity Employer:
American International Group, Inc. (AIG) is a leading global insurance organization. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability, or any other legally protected categories.
We believe that diversity and inclusion are critical to our future and our mission – creating a foundation for a creative workplace that leads to innovation, growth, and profitability.
Through a wide variety of programs and initiatives, we invest in each employee, seeking to ensure that our people are not only respected as individuals, but also truly valued for their unique perspectives.
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