Data Analyst — Payments
hace 2 semanas
About SetoPay SL
SetoPay SL is a fast-growing
Payment Service Provider (PSP)
headquartered in
Marbella, Spain
, delivering
online payment processing, gateway solutions, and compliance support
to international merchants. We work closely with acquiring banks and payment partners to provide secure, scalable, and data-driven payment infrastructure.
Position Overview
We are seeking a
Data Analyst with direct experience in the payments and acquiring industry
to join our onsite team. This role is critical to monitoring transaction performance, identifying trends, supporting commercial and risk decisions, and improving overall payment efficiency.
The ideal candidate has hands-on experience working with
acquirer data, authorization flows, approval rates, chargebacks, and transaction-level reporting
within a PSP, acquiring bank, or payment gateway environment.
Key Responsibilities
- Analyze transaction data across acquirers, MIDs, regions, and payment methods.
- Monitor key metrics such as
authorization rates, decline reasons, chargebacks, refunds, and fraud indicators
. - Build and maintain dashboards and reports for management, risk, and commercial teams.
- Identify performance issues related to routing, issuer behavior, or acquirer configuration.
- Support optimization strategies to improve approval rates and reduce transaction friction.
- Work closely with compliance, risk, and account management teams to provide data-driven insights.
- Ensure data accuracy, consistency, and proper documentation.
Requirements
- Proven experience as a
Data Analyst within a PSP, payment gateway, acquiring bank, or fintech company
. - Strong understanding of
card payment flows
, acquirer behavior, authorization/decline codes, and settlement processes. - Advanced skills in
Excel / Google Sheets
; experience with SQL, BI tools, or dashboards is a strong advantage. - High attention to detail and strong analytical thinking.
- Ability to communicate complex data insights clearly to non-technical stakeholders.
- Fluent in
English
(additional languages are a plus). - Comfortable working full-time onsite in Marbella.
Nice to Have
- Experience analyzing
issuer decline patterns
, routing strategies, or multi-acquirer setups. - Familiarity with chargeback monitoring tools and fraud metrics.
- Experience working with large transaction datasets in high-volume environments.
What We Offer
- Full-time onsite role in Marbella, Spain.
- Competitive salary based on experience and technical background.
- Modern office environment with a collaborative fintech team.
- MacBook provided and additional workplace benefits.
- Opportunity to work directly with live acquiring data in a growing PSP.
How to Apply
Please send your
CV
and a short
cover letter
describing your relevant payment/acquiring experience to , with the subject line:
"Data Analyst — Payments & Acquiring"
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