Data Analyst — Payments

hace 2 semanas


Marbella, Málaga, España SetoPay A tiempo completo

About SetoPay SL

SetoPay SL is a fast-growing 
Payment Service Provider (PSP)
 headquartered in 
Marbella, Spain
, delivering
online payment processing, gateway solutions, and compliance support
 to international merchants. We work closely with acquiring banks and payment partners to provide secure, scalable, and data-driven payment infrastructure.

Position Overview

We are seeking a 
Data Analyst with direct experience in the payments and acquiring industry
 to join our onsite team. This role is critical to monitoring transaction performance, identifying trends, supporting commercial and risk decisions, and improving overall payment efficiency.

The ideal candidate has hands-on experience working with 
acquirer data, authorization flows, approval rates, chargebacks, and transaction-level reporting
 within a PSP, acquiring bank, or payment gateway environment.

Key Responsibilities

  • Analyze transaction data across acquirers, MIDs, regions, and payment methods.
  • Monitor key metrics such as 
    authorization rates, decline reasons, chargebacks, refunds, and fraud indicators
    .
  • Build and maintain dashboards and reports for management, risk, and commercial teams.
  • Identify performance issues related to routing, issuer behavior, or acquirer configuration.
  • Support optimization strategies to improve approval rates and reduce transaction friction.
  • Work closely with compliance, risk, and account management teams to provide data-driven insights.
  • Ensure data accuracy, consistency, and proper documentation.

Requirements

  • Proven experience as a 
    Data Analyst within a PSP, payment gateway, acquiring bank, or fintech company
    .
  • Strong understanding of 
    card payment flows
    , acquirer behavior, authorization/decline codes, and settlement processes.
  • Advanced skills in 
    Excel / Google Sheets
    ; experience with SQL, BI tools, or dashboards is a strong advantage.
  • High attention to detail and strong analytical thinking.
  • Ability to communicate complex data insights clearly to non-technical stakeholders.
  • Fluent in 
    English
     (additional languages are a plus).
  • Comfortable working full-time onsite in Marbella.

Nice to Have

  • Experience analyzing 
    issuer decline patterns
    , routing strategies, or multi-acquirer setups.
  • Familiarity with chargeback monitoring tools and fraud metrics.
  • Experience working with large transaction datasets in high-volume environments.

What We Offer

  • Full-time onsite role in Marbella, Spain.
  • Competitive salary based on experience and technical background.
  • Modern office environment with a collaborative fintech team.
  • MacBook provided and additional workplace benefits.
  • Opportunity to work directly with live acquiring data in a growing PSP.

How to Apply

Please send your 
CV
 and a short 
cover letter
 describing your relevant payment/acquiring experience to , with the subject line:

"Data Analyst — Payments & Acquiring"



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