2026 AI Research Associate Program

JOB DESCRIPTION

The goal of J.P. Morgan AI Research is to explore and advance cutting-edge research in AI, including ML as well as related fields like Cryptography, to develop and discover principles of impact to J.P. Morgan's clients and businesses. JPMorgan Chase AI Research has assembled a team of experts in many fields of AI. They pursue primary research in areas related to our research pillars as well as concrete problems related to financial services. They partner with internal teams to accelerate the adoption of AI within the firm. They also work with leading academic faculty around the world on areas of mutual interest.

As a Research Scientist on the AI Research team, you will conduct end-to-end research typically within a specialized focus area. You will work on multiple research projects in collaboration with internal and external researchers and with applied engineering teams. The team is headquartered in New York and present in London, Madrid, Paris and the Bay Area. Conducting AI research in financial services offers unique and exciting opportunities for impact - as a member of this highly visible team, you will have the opportunity to realize significant impact not only within J.P. Morgan but also to the broader AI community.

Job Responsibilities

• You will be integral to all aspects of the research lifecycle such as formulating problems, gathering data, generating hypotheses, developing models and algorithms, conducting experiments, synthesizing results, building prototype applications and communicating the significance of your research.
• Your output will result in high-impact business applications, open source software, patents and/or publications in AI/ML conferences and journals. As a member of the AI research community, you will also have the opportunity to participate in relevant top-tier academic conferences to broaden the impact of your contributions.

Required qualifications, capabilities, and skills

• Currently pursuing a Master's degree in Computer Science, Statistics, Engineering or related fields.
• Extensive programming skills in Python, Java or C++
• Proficient understanding of fundamental AI and ML techniques; e.g., A*, regularization
• Practical experience with statistical data analysis and experimental design
• Demonstrate clear and effective verbal and written communication skills, also has curiosity, creativity, resourcefulness and a collaborative spirit
• Demonstrate ability to work on multi-disciplinary teams with diverse backgrounds
• Interest in problems related to the financial services domain (specific past experience in the domain is not required)

Preferred qualifications, capabilities, and skills

• Currently pursuing a PhD in Computer Science (especially AI/ML) or related field.
• Research publications in prominent AI/ML venues; e.g., conferences, journals
• Strong expertise in one or more specialized areas of relevance to AI in Finance, e.g., LLM-based reasoning, foundational models, AI agents, planning, scheduling and optimization, AI search, multimodal document analytics, AI for coding, knowledge representation, reasoning under uncertainty, task-focused trustworthy AI, cryptography for AI, continuous learning from experience, image and language processing and understanding, large-scale complex data analytics, synthetic data and behavior understanding
• Practical experience with ML platforms such as Tensorflow/Keras, PyTorch, etc.
• Comfort with rapid prototyping and disciplined software development processes
• Practical software engineering experience in collaborative project settings

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

ABOUT THE TEAM

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.