Insurance Product and Actuarial Senior Business

hace 5 días

Boadilla del Monte, España Santander A tiempo completo

Insurance Product and Actuarial Senior Business Analyst

Country: Spain

**WHAT YOU WILL BE DOING**

**WM&I is looking for an **Insurance **Product and Actuarial Senior Business Analyst **, based in our Boadilla del Monte office.**

**WHY YOU SHOULD CONSIDER THIS OPPORTUNITY**

**The Wealth Management & Insurance division **covers three businesses in all Santander Group countries: Insurance, Asset Management and Private Banking. We work to provide the best solutions to our clients in this three businesses in the 10 countries where we have a presence.

S antander Insurance, part of the Wealth Management and Insurance division, is one of the growth engines for Santander Bank. Santander Insurance has 30 Million Insurance policies in force amongst 21 Million customers, protecting what is most important to them. Due to the importance of the area, an opportunity has arisen to be part of the team. This is a critical area developing new products, pricing strategies and propositions and ensuring existing products remain fit for purpose.

Santander is proud of being an organization where there are equal opportunities regardless of gender identity, culture and disability. Our mission is to contribute to help more people and business prosper. We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

**WHAT YOU WILL BE DOING**

The role holder will support the design, implementation, and management of new and existing product propositions to build loyalty with customers and deliver value for Shareholders. The role requires a good awareness of the external and internal requirements for actuarial and regulatory information/ change.

We need someone like you to help us in different fronts:

- Develop innovative and creative products, propositions, processes, approaches and promotions to support achievement of Company objectives
- Make recommendations to management on the development of new and existing products, including pricing, design, profitability, market position and new opportunities
- Support the management of pricing and margin policies with the insurance factories
- Provide actuarial and statistical analysis related to pricing, including loss and premium trends
- Develop and maintain a plan that identifies, assesses, manages and reports risks and controls for all projects in the Insurance portfolio in line with business, regulatory and audit priorities
- Promote and embed a risk awareness culture and associated action plan within area of responsibility and across the wider insurance business
- Lead the delivery of effective governance, oversight and controls within the area of responsibility and oversee changes when required
- Proactively manage products to ensure they meet the needs of customers, colleagues and shareholders
- Manage the products in line with the Company’s governance frameworks to ensure new products meet the NPBA process requirements and existing products remain fit for purpose

EXPERIENCE
- Experience working in multidisciplinary teams and flexibility.
- Insurance Business Knowledge would be desirable. In particular, experience in the actuarial field would be extremely beneficial.

EDUCATION
- Actuarial, Business Administration, or Economics degrees would be desirable

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