Risk Analyst

**Risk Analyst (real-time)**:

- Creating the payment platform shoppers love._

Hi there We are** SeQura**, an innovative, fast-growing fintech company based in sunny Barcelona. Born in 2013, we are the preferred BNPL payment platform in Southern Europe for over 1 million shoppers, _we help people buy things they love, paying in an instant, fair and flexible way_.

**Humanizing financial services** is our main mantra, and that’s why our actions and work are based on transparency, ambition, respect, and collaboration. We are a big community formed by not only us but more than 4.000 Merchants who offer our payment methods to more than 1 million Shoppers, the ones who have led us to the highest NPS in our industry in Spain.

**Do you want to improve the world, collaborate with people’s wellness and be part of this challenging journey? Keep reading**

We are looking for a **Risk Analyst (real-time)** to join our growing Risk team. In this position, your mission is to monitor and investigate online transactions processed by Sequra and improve our credit risk real-time decisions. If you are a data-driven decision-maker, have a collaborative working style and want to be part of a growing Fintech and challenging experience, this is your place.
**What your day to day would look like...**
- Review, analyse and accept online credit transactions through real-time data and reports.
- Analyse online transactions taking into account the duration and nature of the risk.
- Validate data from clients' transactions via telephone.
- Request client's documentation that requires further checks and investigation.
- Create reports for the Risk Department to help the company control and monitor processes.
- Provide input and feedback on system and processes improvements.
- Propose solutions and tools to risk analysis.
- Contribute to ongoing projects from the Risk team.
- Perform other responsibilities associated with this position as may be appropriate.

**You'll be a good fit if you have**
- 1-2 years of experience in the field of risk analysis, online transaction fraud and working with data validation.
- 1-2 years of experience in Call Centers (inbound and outbound calls).
- Good interdisciplinary communication skills.
- Attention to detail and a methodical thinker.
- Hourly adaptability according to the needs of the department.
- Adaptability and capacity to work in fast-paced environments.
- Mid-knowledge about Office Package and others tools related to risk assessment.
- Spanish native speaker and fluent in English.
- Bachelor's degree in Business, Finance, Economy, Criminology or related field.

**You're going to be a match if you are...**
- Creative problem solving and critical thinking skills with a bias toward action and a get things done attitude.
- An empathetic, inclusive and curious attitude.
- Motivated about working by objectives, challenges thrill you, and you enjoy teamwork.
- Proactive in finding solutions to improve processes.

**Which are the next steps?**
- (async) Profile review
- (async) Assessment
- Interview with People Team
- Interview with future Manager
- (async) Offer

**Why choose SeQura?**

Right now, we are going through an amazing moment, we are opening new markets such as Southern Europe and LATAM, and that's why we are looking for ambitious and passionate people who want to join our healthy culture, made up of a high-performance team of about 200 employees.

In SeQura we promote an equal opportunity to all, regardless of age, colour, gender identity, medical condition, physical or mental disability, race, religion, sexual orientation, or any other characteristic. We love to have an inclusive environment, and respect is above all.

Take a look at our lovely community and our magnificent office

**Perks & Benefits**
- Free fruit, coffeeand drinks at our amazing cafeteria.
- Monthly after works and annual events (Summer, Christmas, and many more).
- Flexible compensation plan in transportation, restaurants, kindergarten
- We want to take care of your professional development, for example, with English and Spanish classes.
- 23 vacation days + 2 days of free disposal per year.✈️
- Health insurance discounts.

**Do you want to be part of the change? Join us