Financial Analyst

hace 5 días

Barcelona, España Colibrix One A tiempo completo

**Join Colibrix One - Innovating the Future of Payments**:
At Colibrix One, we're building advanced, AI-powered payment technologies that support Payment Service Providers (PSPs), Electronic Money Institutions (EMIs), and neobanks across the EU and the UK. As a fully licensed EMI (FCA reference number 927920) and a Principal Member of Mastercard, we offer real-world financial solutions that include:

- Global card processing
- Digital wallet infrastructure
- Cross-border merchant accounts
- Alternative payment methods (APMs)
- Corporate accounts for legal entities

We're a fast-growing team with a passion for innovation, security, and scalability. Our culture values curiosity, collaboration, and impact - and we're looking for talented professionals who are ready to shape the future of fintech.

**The role**:
We’re looking for a Financial Analyst to support our daily operations across card payments and settlement processes. This is an entry-level role, perfect for someone who’s just starting their career in fintech and eager to learn. You’ll work with data from Mastercard and Visa, help analyze fees and profitability, and make sure financial processes run smoothly. It’s a great opportunity to gain hands-on experience at the core of payment operations.

**Responsibilities**:

- Oversee day-to-day financial operations related to both acquiring and issuing aspects of Mastercard and Visa
- Perform regular reconciliations between internal systems and Mastercard/Visa settlement reports
- Monitor and manage daily and periodic settlement processes with card schemes
- Conduct detailed analysis of interchange and scheme fees
- Assist in the financial evaluation of new partnerships, scheme changes, or pricing adjustments
- Working closely with other PSPs to ensure smooth financial coordination, data exchange, and performance tracking
- Analyzing the real profitability of individual acquiring partners, identifying trends, performance gaps, and opportunities for optimization

**What you need to succeed in this role**:

- Experience as a Financial Analyst in a fintech company or a bank
- Excellent written and verbal communication skills in English and Russian
- Solid Excel skills and confidence working with numbers
- A proactive and responsible mindset, with a genuine interest in learning
- Attention to detail and accuracy in handling daily financial tasks
- Willingness to dive into reconciliations, financial data analysis, and partner coordination

**Nice-to-have**:

- Educational background in Finance, Economics, or a related field
- Basic understanding of payment systems, especially Mastercard and Visa
- Experience working with PSPs or other financial partners
- Experience with Excel macros or basic automation in spreadsheets

**Benefits**:

- Opportunity to shape the future of fintech solutions within a growing company
- Collaborative, horizontal team structure that values your expertise and ideas
- Continuous learning and development opportunities to enhance your skills and career growth
- Competitive salary and benefits package
- Flexible work arrangements to support work-life balance

**Salary range**:

- 2100-3000 EUR gross per month

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