Emea-sms - Banking Products - Analyst Cost of Risk

**GROUP BNP PARIBAS**

BNP Paribas Group is the top bank in the European Union and a major international banking establishment. It has close to 185,000 employees in 65 countries. In Spain we are more than 5,100 employees within 13 business lines.

**INFINITY FINANCE HUB**:
BNP Paribas EMEA Finance employs 500 employees, of which more than 325 are based in Madrid. We manage more than 250 BNP Paribas entities from all over Europe, covering +60% of Group’s balance sheet and all group’s banking activities (Corporate & Investment Banking, Retail Banking, Personal Finance and other financial services activities ).

Our mission is to measure, control and explain all the financial indicators required to monitor accounting, tax, regulatory, liquidity, credit risk reporting and management result activities.

**ABOUT THE JOB**:
MISSION

Our mission is to measure, control and explain all the financial indicators required to monitor accounting, tax, regulatory, liquidity, credit risk reporting and management result activities. Our team members can build a strong competence on all aspects of banking activities (retail, investment banking and capital markets), building a 360° vision through their career path..

RESPONSIBILITIES

Accounting & Control Functions

As an accountant and analyst of Cost of risk, he/she will be in charge of:

- Pre-committee preparation of the metropole and BP2S litigations scope.
- Tracking the correct accountability for the different systems working around metropole litigation process, performing controls, manual corrections and reporting the figures accordingly to the Committees approved.
- Monitor the Cost of risk and Net Banking Income impact accordingly to the litigation Committees approved.
- Report to the Group the individual details for the main impacts, reconciling it with the Committees and ensuring understanding for all stakeholders.
- Monitor the booking of the provisions and ensuring compliance with accounting standards (IFRS9 and FGAAP)
- Prepare detailed reports on the figures and provide the main variances and highlights to the man stake holders.
- Control and analyse the data that contribute to the regulatory reporting (Matisse allocations, BMRC feeding, Accounting to Risk reconciliation, Local regulatory reports, non-standard feeds,.) & the disclosure production
- Contribution and contact with different departments as Tax&Legal in order to ensure the quality of the data.
- Contribute to the Financial Statements when the Group requires.
- Provide Finance supervision & completion on LoD1 control performed.
- Provide assistance in coordination with the management in responding to uestions from the external auditors, Operations, official regulators and other support groups by:

- Ensuring prompt resolution and follow-up of questions / requests for information
- Escalating problems/issues to the team leader and/or head
- Providing quality service to other teams

Projects, Systems Support, Operational Process Improvements:

- Participate in the upgrades/version releases of respective reporting tools
- Assist in identifying operational process improvements in production, control procedures, and workflow organization to increase the team’s efficiency and effectiveness

Other functions:

- Observe the bank’s policies and procedures
- Assist in any special project or request as directed by management

REQUIREMENTS
- Studies
- Business school, University Graduate, Master Degree in Accounting or Finance Degree
- Experience
- Up to 2 years experience in Finance within the Banking sector (Financial Accounting, Reporting, Business/financial analysis), including audit and consultancy firms

Experience of working in an international environment appreciated
- Languages
- English Advanced

French a plus

SKILLS
- Technical
- Knowledge of Banking products is desirable
- Working knowledge and understanding of generally accepted accounting principles, both in IFRS and French GAAP (an asset)
- IFRS9 impairment calculation knowledge
- High proficiency in computer skills and data analytics
- Transversal & Behavioral

**SOFT SKILLS AND BEHAVIOURS**:

- Effective analytical, organizational, and problem-solving skills
- Ability to learn new systems and products quickly
- Strong communication skills, both written and verbal
- Self-starter and team player, able to work independently and collaboratively with various teams in a matrix organisation and deadline-focused environment

**METHODOLOGIES, TOOLS & TECHNOLOGIES**:

- Business Objects
- Excel (including pivot tables, VLOOKUP, SUMIF)
- Programming knowledge a plus

**BENEFITS**
- Hybrid telecommuting model.
- One vacation day per month worked (according to the duration of the agreement with the university).
- Meal allowance.

**DIVERSITY AND INCLUSION COMMITMENT**: