Agile Product Owner, Hybrid working

hace 5 días

Madrid, España Pepper Advantage A tiempo completo

The Product Owner will drive the vision, strategy, and delivery of a Credit Origination (Credit Access) application and ensure its seamless integration with an existing Loan Management System (LMS). This role ensures that business needs, regulatory requirements, and technical feasibility come together to deliver a high-value digital lending solution across multiple countries.

Permanent role, Hybrid setting.

Create and refine epics, features, and user stories, defining the end-to-end credit origination flow and ensuring clarity, feasibility, and regulatory compliance (KYC/AML, identity verification, creditworthiness, disclosures, consent).
Specify functional requirements and validate designs to ensure seamless data and process integration between the Credit Origination system and the LMS.

Serve as the primary liaison across business, compliance, risk, engineering, UX/UI, architecture, and external partners, facilitating workshops, requirement sessions, and alignment meetings across multiple units and countries.
Lead agile ceremonies and guide development teams throughout delivery, providing clarification during sprints and validating features against acceptance criteria and business outcomes.
Monitor KPIs and optimize processes, ensuring timely, high-quality releases and seamless integration between Credit Origination and LMS environments based on performance data and feedback.

Define and manage the integration model between the Credit Origination platform and LMS, ensuring data consistency, process continuity, and compatibility while coordinating with third-party systems.
Collaborate with architects to design APIs, data structures, and workflows, monitor integration performance, and drive improvements to support the full loan lifecycle.


3–5+ years as a Product Owner, Business Analyst, or similar role in digital lending, fintech, or financial services.
~ Proven experience working on integration projects (APIs, microservices, middleware, third-party services).
~ Experience in agile environments with distributed, multinational teams.
~ Knowledge of digital onboarding frameworks (KYC, AML, identity verification).
~ Familiarity with cloud-based environments, application security, and compliance requirements.
~ Proficiency with Agile tools such as Jira, Confluence, and design tools like Figma.
~ Advanced English skills.


Pepper Advantage’s unique outcome focused corporate culture aims to deliver fairness and value for clients and customers, consistently exceeding expectations in all measurable performance areas.

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