Global Trade Payables Product Associate
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In this role you will originate and structure Trade & Working Capital Solutions to support global clients, focusing on Payable Finance and Supply Chain Finance. You will drive growth by expanding the Trade Payables wallet and cross-selling opportunities within core markets. You will partner with sales, bankers, and cross-functional teams to tailor solutions and ensure compliant, seamless execution. This position offers a chance to shape Santander’s Trade & Working Capital offering while working in a global, collaborative environment with a strong risk culture.
Compensaciones / Beneficios- competitive rewards
- BeHealthy wellness program
- childcare support
- Santander Contigo advisory services
- gym/wellhub membership
- meal subsidy
- Originate and structure Trade & Working Capital Solutions transactions (Payable Finance, Supply Chain Finance, and related products)
- Manage and grow Trade Payables business wallet, identifying cross-selling opportunities and expanding with new and existing clients
- Lead origination efforts in core markets, industries and segments, providing knowledge and sales support to clients, sales teams, and bankers
- Develop and support tailored solutions for global clients in collaboration with internal and external partners
- Contribute to development of the Trade & Working Capital Solutions product offering by identifying growth opportunities
- Identify, generate, and convert new business opportunities through strong commercial acumen and understanding of client needs
- Collaborate with middle office, risk, legal, and PDM teams to ensure seamless execution and regulatory compliance
- 4-6 years of experience in banking or related industries focused on Trade Finance or Working Capital Solutions
- Proven track record in originating and structuring complex transactions with revenue growth
- Knowledge of Payable Finance, Supply Chain Finance, and other structured financing solutions
- Understanding of regulatory requirements and risk management principles
- Bachelor's degree in Finance, Economics, Business Administration, engineering or related field
- English required; Spanish highly valued; other languages a plus
- Excellent communication and interpersonal skills
- Adaptability and resilience in dynamic environments
- Leadership and ability to motivate and develop talent
- Advanced technical expertise in Trade and Working Capital Solutions (Payable Finance, Supply Chain Finance)
- Strong analytical and problem-solving skills for complex transactions
- Knowledge of accounting standards related to trade finance and balance sheet structures
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