Credit Analyst

hace 1 mes


Madrid, Madrid, España Moody'S Corporation A tiempo completo

Credit Analysis and Portfolio Management

As a Credit Analyst at Moody's Corporation, you will work closely with lead analysts to perform day-to-day credit analysis related to ratings, research, and investor outreach. Your responsibilities will include reviewing financial spreadsheets and charts, analyzing data and financial statements, building and updating financial forecasts, and writing analytical commentary in accordance with Moody's methodologies.

You will also assist with proprietary models and new financial projections as applicable, identify trends in data, and apply analytical skills and judgment to form well-reasoned credit conclusions. Additionally, you will develop a working knowledge of credit fundamentals through a review of components such as transaction documentation, cash flow analysis, or loss allocation rules.

Key Responsibilities:

  • Perform analytical tasks related to portfolio reviews and other credit projects.
  • Develop a working knowledge of Moody's methodologies and credit rating best practices.
  • Collaborate with lead analysts in preparing the first draft of rating committee memos.
  • Monitor credit quality and issuer and/or industry trends by following market developments and relevant news events.
  • Attend and participate in rating committee meetings, including to offer analysis and opinion where appropriate.

Research, Investor Outreach & Market Interaction

You will contribute to the first draft of core research (such as credit opinions, issuer and sector comments, press releases, pre-sale, and new issue reports) in collaboration with lead analysts. You will also contribute to research strategy, including idea generation and preliminary drafting, and adhere to Moody's research standards.

Credit Administration

You will operate applicable ratings and research systems and utilize software specific to the rating group. You will demonstrate sound understanding and judgment in applying Moody's processes, documentation standards, and best practices, and adhere to all laws and policies.

Coaching & Guidance

You will provide guidance in the delegation of work to the data processing team. You will actively manage workload pipeline to provide sufficient time for completion and seek guidance from the manager where needed to determine how to prioritize work.

Risk Identification and Escalation

You will ensure compliance with applicable laws, regulations, policies, and procedures to certify relevant key codes as required. You will complete mandatory required training in a timely manner and be aware of Moody's risk management approach.



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