Senior Financial Risk Strategist

hace 3 días


Málaga, Málaga, España Tf Bank A tiempo completo
About Tf Bank

Tf Bank, a leading financial institution founded in Sweden in 1987, specializes in offering tailored finance solutions to customers worldwide. Our commitment to organic growth under controlled conditions has enabled us to expand our product offerings, revenues, and geographic presence across multiple markets.

Job Summary

We are seeking an experienced Senior Financial Risk Strategist to play a key role in developing our credit risk analytics area. The ideal candidate will possess expertise in credit risk analytics, statistical modelling, and credit risk management within the banking sector, with a strong focus on credit cards.

Key Responsibilities:
  • Collect and analyze data from various sources, including internal systems and Credit Bureaus, to identify trends, patterns, and opportunities, and propose changes in credit policy or marketing activities.
  • Develop and implement strategies to balance risk and profitability for credit card products.
  • Actively participate in the credit limit management process, monitoring its performance and proposing changes to the strategy as needed.
  • Develop and maintain statistical models, such as scorecards, for credit risk analysis.
  • Provide actionable insights and recommendations to stakeholders based on data analysis, helping them make informed decisions and drive business growth.
Qualifications and Experience:
  • Bachelor's degree in a relevant field such as Mathematics, Statistics, Economics, Quantitative Methods, Computer Science, or Engineering.
  • A Master's degree is preferred.
  • Minimum of 3 years of experience in analytics or a data science field.
  • Experience in the financial sector, especially in retail credit risk, is required.
  • Deep understanding of credit card products, including risk and profitability drivers.
  • Proven experience in credit limit management processes (e.g., setting, monitoring, adjusting).
  • Excellent analytical and problem-solving skills, with a strong attention to detail.
  • Algorithmic and creative approach to solving problems.
  • Proven track record of delivering impactful insights and recommendations based on data analysis.
  • Fluent English to collaborate with colleagues from other countries.
What We Offer

We offer a competitive estimated salary range of $120,000 - $180,000 per annum, commensurate with experience, plus additional benefits and opportunities for professional growth and development.



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