Credit Risk Manager

hace 3 meses

Barcelona, España Oyster A tiempo completo

**✨ One platform, a whole world of opportunity**:
Right now, the best jobs are limited to people in a handful of the world's wealthiest cities, yet brilliant people are _everywhere_. Driven to overturn the status quo and distribute opportunities equally around the world, Oyster launched its global employment platform to help companies hire, pay, and care for talent anywhere.

When it comes to global employment, we walk the walk. We're proof that companies don't need an office to create a highly-engaged culture. Since the company's inception in January 2020, Oyster has:
Created a fully-distributed, vibrant team of 500+ employees across 60+ countries

‍Featured in Forbes having ranked #9 in Flexjobs Top 30 Companies for remote jobs

Established a diverse leadership team and an employee base that's 60% female

Achieved one of the highest employee engagement scores in its class

Raised $286 million to date, with a current valuation of $1.2 billion

B Corp status achieved in 2023

Our momentum speaks to the power of global employment—and we're just getting started If you want to change the world with Oyster _and_ be empowered to work remotely while doing so, we'd love for you to apply

**‍ The Role**:
**Location**:While this position is posted in a specific location, all of Oyster's positions are fully remote and you can work from home. Forever.** **To create the best experience for our new hire, this role requires you to be based within +5 / -5 UTC.

As a Credit Risk Manager within the Corporate Treasury department, you will be tasked with managing and mitigating credit risk across the company's portfolio. This involves assessing counterparty risk, setting credit limits, and ensuring compliance with risk management policies. You will also drive cross-functional projects aimed at enhancing the credit risk framework, working closely with internal stakeholders to align strategies and deliver key initiatives.

**Key Responsibilities**:

- **Credit Risk Assessment**:Evaluate the creditworthiness of counterparties through financial analysis, credit ratings, and market data.
- **Counterparty Limits**:Set and manage credit limits in line with the company's risk appetite, adjusting based on evolving market conditions.
- **Project Management**:Define project objectives and deliverables related to credit risk. Create and manage project plans, timelines, and resources to ensure successful execution.
- **Stakeholder Collaboration**:Serve as the point of contact between teams (Product, Finance, Legal, Operations) to ensure alignment and clear communication.
- **Process Optimization**:Identify opportunities for improving credit risk management processes and adopting best practices and new technologies to enhance efficiency.
- **Change Management**:Lead change efforts, ensuring smooth adoption of new processes, systems, or policies with proper training and support.
- **Regulatory Compliance**:Ensure all initiatives comply with relevant regulations and internal risk governance frameworks.
- **Performance Monitoring**:Establish KPIs for credit risk initiatives and monitor outcomes to ensure alignment with business objectives and risk appetite.
- **Risk Reporting**:Generate and present reports on credit exposures, including key risk indicators (KRIs) and trends to senior management.
- **Policy Development**:Contribute to the enhancement of credit risk management policies to maintain a robust risk management framework.

**Core Requirements**:

- Bachelor's degree in Business, Finance, Economics, Accounting, or a related field.
- 7+ years of credit risk management experience, ideally within Corporate Treasury, banking, or financial services.
- In-depth knowledge of credit risk regulatory requirements and internal risk governance frameworks
- Strong understanding of credit risk management principles and relevant regulatory frameworks.
- Demonstrated experience in process optimization within credit risk management, including implementation of best practices and new technologies
- Excellent analytical, communication, and presentation skills, with the ability to collaborate across multiple departments, serve as a key point of contact, and drive consensus across teams.
- Proven experience managing cross-functional projects with the ability to define objectives, create project plans, and manage resources effectively.
- Proficiency in project management tools, financial modeling, and credit risk assessment tools.
- Strong organizational skills and the ability to manage multiple priorities in a dynamic environment.
- **[BONUS]** Master's degree or certifications (CFA, FRM, PMP) are preferred.

**You'll also need**
- A reliable home internet connection (or be able to get one).
- Fluent English language skills.

**How we work together at Oyster**:
Our values guide the work we do, the decisions we make, and the culture that makes us special. We elevate talent. We build trust. We thrive together.

Our mission is to create a more equ

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