Transaction Monitoring Analyst

About Pleo

Messy spend management is tricky business. And tedious processes are a lose-lose situation for all involved, not just finance. At Pleo, we're changing that. We build spend solutions that make managing money seamless, empowering, and surprisingly effective for finance teams and employees alike - with a vision to help all businesses 'go beyond'.

Intro

At Pleo, we're on a mission to revolutionise the way businesses manage company spending. No more outdated processes, clunky spreadsheets, or frustrating delays - we believe spend management should be seamless, empowering, and surprisingly effective for finance teams and employees alike. We're creating tools that promote autonomy, foster trust, and let businesses focus on what truly matters.

Our culture is built on transparency, collaboration, and a deep commitment to innovation – which is reflected in our spending solution. At Pleo, you'll join a passionate team shaping the future of work, all while having some fun along the way.

About The Role

We're looking for a Transaction Monitoring Analyst to join our AML Transaction Surveillance team at Pleo. In this First Line of Defense role, you will play a crucial part in maintaining the safety and integrity of our platform by actively preventing Financial Crime. If you're excited about keeping the bad guys out of the game and have high personal ethics, then this is the opportunity for you

What You'll Be Doing

As a Transaction Monitoring Analyst, you will:

• AML Case Handling & Investigations: You will be responsible for handling the alerts and completing the investigations using our automated transaction surveillance system. Deep dive into complex cases, utilising your expertise and multiple tools to unravel the intricacies of financial transactions and detect suspicious activities.
• SAR escalations : Deliver high quality Financial Crime investigation reports and elevate potential Suspicious Activity Report (SAR) to Second Line of Defense.
• Risk Committee Presentations: Write high quality reports and deliver presentations to the Risk Committee. Your insights will guide strategic decisions and influence our approach to managing financial crime risks.
• Fin-Crime Prevention Projects: Participate in ad hoc internal projects aiming at the enhancement of our surveillance framework.

What You Bring

You'll thrive in this role if you have:

• A background of 2+ years in AML investigations within a FinTech, traditional financial institution, or regulatory body.
• A solid understanding of AML scenarios and EU & UK AML Regulations.
• Expert Investigator: Exceptional ability to follow up, assess, and investigate complex financial activities with a keen eye for detail.
• Effective Communicator: Outstanding communication skills, capable of presenting findings in a clear and concise manner.
• Proactive Mindset: Self-driven and meticulous, always on the lookout for anomalies and risks, with a proactive approach to problem‐solving.
• Team player: Able to share knowledge and assist the rest of the team with the investigations.

Who You'll Be Working With And Reporting To

You'll report to our Transaction Surveillance Team Lead and work closely with other teams in Operations as well as with Second Line of Defense. Our team is highly collaborative and dedicated to anti money laundering.

How you'll develop in this role

In your first 2 months at Pleo, you'll:

• Become proficient in using the automated AML alert detection and case management systems.
• Master the retrieval of customer and transaction data from various tools.
• Build deep expertise in our Transaction Surveillance Policies and Procedures.
• Establish relationships with key stakeholders across the First and Second Lines of Defense.
• Maintain strict adherence to quality standards for all case investigations.

We're committed to helping you develop your career, whether that means taking on bigger projects, stepping into leadership, or acquiring new skills in Fin‐Crime prevention.

Please note: We can hire on a remote, hybrid or in‐person set‐up in any of the locations listed on the advert but you will need to be physically based in the country of your choice with a valid right to work. We are unable to offer visa sponsorship for this role in any of the listed locations.

Show Me The Benefits

• Your own Pleo card (no more out‐of‐pocket spending)
• Lunch is on us for your work days - enjoy catered meals or receive a lunch allowance based on your local office
• Comprehensive private healthcare - depending on your location, coverage options include Vitality, Alan or Médis
• We offer 25 days of holiday + your public holidays
• For our Team, we offer both hy