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Senior Credit Analyst
hace 3 meses
We're game-changers, disruptors, the people who bring together local and global brands in accommodation, transport, activities and payments through our network of 300,000 hotels worldwide, 60,000 hard to reach high value clients such as tour operators, travel agents and loyalty schemes across 140 source markets.
We are tech-driven, with a customer-first philosophy, and commercial teams whose knowledge and relationships on the ground are second to none.
And of course we have an amazing team Our people, Team Hotelbeds, are the beating heart of the company who we encourage to 'move fast, dream big and make the difference' every day.
In fact, we believe that it is tech + data + people that truly sets us apart in the market, alongside our 'global approach, local touch' mentality.
We're headquartered in Palma, Mallorca and employ around 3,500 people worldwide.JOB DESCRIPTION:
Tasks
- Balance sheet analysis of clients globally.
- Stablish clients' risk acceptable threshold through financial indicators review.
- Negotiate client's credit conditions directly with either clients or sales & distribution colleagues.
- Prepare credit proposals optimizing trading vs risk.
- Approve or reject clients credit requests.
- Monitor credit risk evolution for clients' assigned portfolio.
- Report clients credit risk periodically and elaborate mitigation proposals if required.
Requirements:
- Economics or other business degree.
- Extensive knowledge on balance sheet and profit & losses analysis.
- High level of English, both spoken and written.
- Analytical, rigorous, and methodical person.
- Good knowledge of Microsoft Office (High level of Excel to prepare reports, calculations, and databases).
- Previous experience analyzing financial statements is desirable.
- Availability to travel (limited)
You will have the opportunity to work for a company that is going through significant change in becoming the world ́s leading travel services provider.
As well as an attractive benefits package you will be able to work:
- Within an innovative, engaging and multicultural environment.
- Have the opportunity to build strong and lasting business relationships and friendships from around the world.
- Have the opportunity in developing your career locally or within one of our beautiful working locations across the globe.