Compliance Officer

About the company

Join a team that's redefining the future of e-commerce At Luna Group we believe in empowering not only our merchants but also our employees.

Here, you'll find a supportive, innovative, and dynamic work environment where your ideas matter and your growth is a priority.

Ready to grow with us? Let's create something amazing together.

What we offer:

Flexible working hours – Work when you're most productive

Hybrid position – Min 2 days working from the office (on-site).

Referral bonuses – Get rewarded for bringing great talent on board.

Comprehensive training – We invest in your growth from day one.

Competitive salary – Based on your experience, with regular reviews.

23 days of annual leave – Recharge and enjoy your time off.

At Luna Group, we are an ambitious, fast-moving team that thrives in a dynamic and agile environment. Our professionals, hailing from over 30 countries, are resilient, accountable, and solution-oriented. We make things happen quickly, embracing challenges with fresh ideas and a focus on impactful results. We equip our team with the tools and support they need to succeed, fostering both professional and personal growth.

If you're looking to boost your career, now is the perfect opportunity

About the role (hybrid position - Marbella, Spain):

We are looking for a Compliance Officer to support our growing compliance team in the dynamic world of subscription and payment technology. This role is ideal for someone early in their career with foundational experience or academic background in compliance, risk, or financial services especially within payment processing, acquiring, or fintech.

As part of our team, you will assist in monitoring compliance activities, maintaining regulatory documentation, and supporting internal controls to ensure adherence to relevant frameworks and standards.

We're especially interested in candidates who are eager to develop expertise in areas such as:

• Visa and Mastercard rules and scheme compliance
• Subscription billing models and associated regulatory considerations
• High-risk merchant categories
• Emerging fintech and crypto compliance trends

This role offers an exciting opportunity to work at the crossroads of traditional payments, subscription models, and cutting-edge fintech innovation, ensuring robust compliance in a fast-paced, global environment.

What you'll do:

Regulatory & Scheme Compliance

• Assist in ensuring adherence to Visa and Mastercard scheme rules, with a focus on:

• Subscription billing practices (e.g., clear disclosures, recurring payment authorization)

• Monitoring activities related to high-risk merchant categories

• Support internal processes for complying with PSD2 and Payment Institution regulations

• Stay informed on AML, Sanctions, and other financial crime prevention frameworks and support their implementation
• Collaborate with Compliance, Risk, and Product teams to help ensure new services align with regulatory requirements across payments, subscription, and fintech domains

Data & Consumer Protection

• Support efforts to meet GDPR obligations related to recurring billing, data handling, customer consent, and customer data processing
• Assist in ensuring compliance with EU consumer protection laws, including clarity of disclosures, refund rights, and withdrawal procedures

Cross-Team Collaboration

• Work closely with risk, operations, and product teams to help interpret and apply relevant regulatory guidance in a way that supports business growth
• Assist in preparing documentation and materials for internal stakeholders and where needed, act as the point of contact for regulatory authorities, card schemes

Monitoring, Learning & Reporting

• Contribute to ongoing compliance monitoring for high-risk merchants, subscription services, and fintech features
• Help track and document compliance issues, internal reviews, or remediation activities
• Stay up-to-date on regulatory developments affecting payments, fintech, and high-risk sectors; summarize changes for the broader team as needed

What you'll bring:

• 2-3 years of experience in compliance, risk, legal, or regulatory affairs within:

• Payments industry (required)

• Subscription or recurring billing environments (a plus)
• High-risk verticals (e.g., digital content, gaming, adult, crypto) (a plus)
• Fintech or crypto (desirable, not required)

• Familiarity with:

• Visa/Mastercard scheme rules

• PSD2, EMI/PI licensing, AML, Sanctions, and GDPR

• Strong analytical and communication skills with a proactive attitude

• Ability to interpret regulations and translate them into practical, team-friendly guidance

What makes you successful in this role:

• Strong organizational skills and attention to detail
• Effective written and verbal communication
• Analytical thinking and solution-oriented mindset
• Self-motivated with the ability to work independently and manage multiple priorities

Apply now and let's make an impact together

#LI-Hybrid