Senior Pricing Expert

About Us
The world around us is changing rapidly and so is the insurance industry. Now's the right time to make a bold move and shape the future of insurance – this is Allianz Direct As a pan-European online insurer of the Allianz Group, launched in 2019, Allianz Direct is on its mission to become the most customer-oriented and efficient insurer on the market. Allianz Direct is truly changing the face of insurance, in customer experience, and in technology, processes, people and culture.

An international team of business experts and engineers who live and breathe an agile way of working, are seeking to improve and change the way you do insurance. Driven by customer obsession and love for data, Allianz Direct strives for delivering an exceptional experience with a personal touch.

So, what makes Allianz Direct so unique? We believe in the power of simplicity and convenience and by doing so we have managed to set new standards when it comes to online insurance. We are a fast-growing technology company with an insurance license, and by fast, we really mean it – our brand ambassador Usain Bolt will agree on that one.

Job Purpose Role

• Develop pricing models for new business and portfolio – risk, demand, elasticity, market premiums, price optimization, lifetime value, etc.
• Model implementation and deployment into production.
• Data
• Data prep and monitor the quality of information from different models.
• Identify new needs and data sources, both internal and external.
• Continuously develop new variables for evaluation and inclusion in the models.
• Automate and industrialize data pipelines.
• Innovate constantly in the technical excellence space, aiming to be the benchmark for best practices in the insurance industry and comply with Allianz Group's methodological standards.
• Perform pricing analysis to assist in business decision-making, financial planning, and strategic development. Present results efficiently to stakeholders.
• Track business metrics, KPIs, and model efficiency.
• Develop business monitoring tools: defining KPIs, analyzing expected and actual impacts of changes in pricing, underwriting, data, etc.
• Ensure tracking, governance, and monitoring of model efficiency.
• Define requirements and needs for the evolution of all functionalities related to data, pricing, and underwriting within Allianz Direct's technology platform.

*Key Responsibilities*

• Degree in Statistics, Mathematics, and/or Actuarial Science.
• Advanced programming knowledge: R/Python and SQL, with experience in control version systems like Git.
• Ideally familiar with non-life insurance pricing software (Radar/Earnix/Akur 8/Quantee).
• Visualization and business intelligence fundamentals, including experience with some of the BI tools (e.g. PowerBI, Tableau)
• Professional proficiency in English.
• Strong analytical and reasoning abilities. Creative thinking.
• Strong communication skills and ability to translate results into business reality.

80905 | Actuarial | Professional | PG10 | Allianz Direct | Full-Time | Permanent

Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges, is what makes us a unique employer. Together we can build an environment where everyone feels empowered and has the confidence to explore, to grow and to shape a better future for our customers and the world around us.

We at Allianz believe in an inclusive workforce and are proud to be an equal opportunity employer.

We encourage you to bring your whole self to work, no matter where you are from, what you look like, who you love or what you believe in. We therefore welcome applications regardless of ethnicity or cultural background, age, gender, nationality, religion, disability or sexual orientation.

Great to have you on board. Let's care for tomorrow
Note: Having different strengths, experiences, perspectives and approaches is an integral part of Allianz company culture. One means to achieve diverse teams is a regular rotation of Allianz Executive employees across functions, Allianz entities and geographies. Therefore, the company expects from its employees a general openness and a high motivation to regularly change positions and collect experiences across Allianz Group.