Head of Credit Risk Control

hace 2 semanas

Málaga Málaga provincia, España TF Bank A tiempo completo

We are currently seeking an experienced professional to fill the role of **Head of Credit Risk Control**. As the Head of Credit Risk Control, you will play a pivotal role in the organization by overseeing and optimizing credit risk management activities. Your primary responsibility is to ensure strict adherence to internal policies and external regulations, focusing on the analysis, monitoring, and mitigation of credit exposure in the organization's lending and investment portfolios.

**Key Responsibilities**:

- Developing and implementing credit risk strategies, policies and procedures that align with the organization's risk appetite and business objectives
- Conducting regular credit risk assessments and audits to identify, measure and report on the credit risk profile of the organization
- Managing the credit risk reporting process, including preparing and presenting credit risk reports to senior management and relevant stakeholders
- Staying updated on the latest credit risk trends, best practices and regulatory developments, and ensuring the organization's compliance with the applicable standards and requirements
- Regularly conducting validation of the bank’s IFRS expected loss models, which estimates the bank’s provisions for credit losses.

**Qualifications and Experience**:

- _Educational Background:_ Minimum of a bachelor's degree in a quantitative field such as statistics, economics, mathematics, or engineering.
- _Expertise:_ Proven ability in credit risk identification, measurement, management, and reporting.
- _Practical Experience:_ Hands-on experience in developing risk scorecards and automating underwriting processes.
- _Technical Skills:_ Programming skills.
- _Regulatory Knowledge:_ Familiarity with credit risk regulations and standards.
- _Soft Skills:_ Leadership, communication, analytical, and problem-solving skills.
- Fluent **English **language skills.

**Desirable skills and behaviors**:

- Possess in-depth knowledge and understanding of relevant regulations.
- Demonstrate strong analytical skills to assess complex financial scenarios.
- Exhibit strategic thinking to contribute to the organization's overarching objectives.
- Showcase a comprehensive understanding of financial principles and practices.
- Display strong communication skills to articulate complex concepts clearly.
- Ensure compliance by rigorously following and enforcing rules and regulations.
- Foster innovation by actively supporting creativity and experimentation.
- Work seamlessly within a collaborative framework to achieve shared goals.
- Exhibit strong leadership qualities to inspire and guide teams effectively.
- Display a commitment to continuous professional development, staying updated with advancements in related fields.

Please upload your updated CV in **English**.

  • Head of Analytics

    hace 2 semanas

    29015 Málaga, Málaga provincia, España TF Bank A tiempo completo

    We are looking for an experienced, hands-on **Head of Analytics** to lead a team of analysts and drive impactful, data-driven solutions within our organization. This role requires a professional with a strong background in data analysis, credit risk management, and a passion for fostering a culture of innovation and continuous...

  • Credit Risk Analyst

    hace 2 semanas

    Málaga, España Ebury A tiempo completo

    Ebury is a leading global fintech company that empowers businesses to trade and grow internationally. It offers a comprehensive suite of products, including international payments and collections, FX risk management, trade finance, and API integrations. Founded in 2009 by Juan Lobato and Salvador García, Ebury is one of the fastest-growing global fintechs,...

  • Junior Credit Risk Analyst

    hace 1 semana

    Málaga, España Ebury A tiempo completo

    Ebury is a leading global fintech company that empowers businesses to trade and grow internationally. It offers a comprehensive suite of products, including international payments and collections, FX risk management, trade finance, and API integrations. Founded in 2009 by Juan Lobato and Salvador García, Ebury is one of the fastest-growing global fintechs,...

  • Senior Credit Risk Analyst

    hace 1 semana

    Málaga, España TF Bank A tiempo completo

    We are seeking a seasoned Credit Risk professional with expertise in credit risk analytics and/or Scorecards in Financial services (preferably with direct experience with Credit Cards lending). As Senior Credit Risk Analyst, you will play a crucial role in developing origination and credit management (Credit limit increase and decrease) policies and...

  • Credit Risk Analyst

    hace 1 día

    Málaga, España TF Bank AB (publ) A tiempo completo

    Credit Risk Analyst (Provisions)Join to apply for the Credit Risk Analyst (Provisions) role at TF

  • Credit Risk Analyst

    hace 2 semanas

    Málaga, España TF Bank A tiempo completo

    We are looking for an analytical and detail-oriented professional to join our Provisions Modelling team. The purpose of this role is to ensure accurate and data-driven provisioning across multiple European portfolios in accordance with IFRS 9 standards. The Credit Risk Analyst (Provisions Analyst) will contribute to the development and monitoring of PD, LGD...

  • IFRS 9 Provisions Analyst – Credit Risk Analytics

    hace 1 día

    Málaga, España TF Bank AB A tiempo completo

    A European financial institution is seeking a skilled Credit Risk Analyst to enhance provisioning models and ensure compliance with IFRS 9 standards. The ideal candidate will have a Master's degree in a quantitative field and at least 2 years of experience in credit risk or financial provisioning. Key responsibilities include analytical assessments across...

  • Senior Credit Risk Analyst

    hace 6 días

    C. Marqués de Larios, Málaga, Spain TF Bank A tiempo completo

    We are seeking a talented Senior Credit Risk Analyst to join our growing credit risk analytics team. This role is specifically designed for professionals with minimum of 3 years of experience in the lending industry who are looking to develop their career in credit risk analytics and statistical modelling within the banking sector.Please note: This...

  • Credit Risk Analyst

    hace 1 día

    Málaga, España TF Bank AB A tiempo completo

    We are looking for an analytical and detail-oriented professional to join our Provisions Modelling team. The purpose of this role is to ensure accurate and data-driven provisioning across multiple European portfolios in accordance with IFRS 9 standards.The Credit Risk Analyst (Provisions Analyst) will contribute to the development and monitoring of PD, LGD...

  • Head Of Operations

    hace 6 días

    Málaga, España Moafoodtech A tiempo completo

    5 days ago Be among the first 25 applicantsWe are a fast-moving, Series A industrial biotechnology startup developing breakthrough bioprocesses to bring sustainable products to market. After demonstrating strong performance at pilot scale, we are now preparing for the difficult leap to industrial-scale production. This next phase brings substantial...