Credit Risk Analyst
hace 1 día
We are looking for an analytical and detail-oriented professional to join our Provisions Modelling team. The purpose of this role is to ensure accurate and data-driven provisioning across multiple European portfolios in accordance with IFRS 9 standards.The Credit Risk Analyst (Provisions Analyst) will contribute to the development and monitoring of PD, LGD and ECL models, ensure proper provisioning levels, and support business decisions through insightful analysis of portfolio performance across three product lines and twelve countries.This role requires close collaboration with colleagues from Risk, Finance, and other teams to align assumptions, improve model accuracy, and maintain consistent provisioning practices across the Group.Key Responsibilities:Provision Modelling and MonitoringSupport the development, monitoring, and enhancement of IFRS 9 models (PD, LGD, ECL).Perform quantitative analyses to assess provision adequacy and trends across portfolios.Portfolio AnalyticsAnalyze portfolio performance across multiple countries and product segments.Identify drivers of changes in provisions and communicate analytical findings clearly.Data Management and ReportingExtract, transform, and validate data from large-scale databases (SQL/Excel).Prepare monthly and quarterly provisioning reports with commentary on key movements.Cross-functional CollaborationWork closely with Finance, Risk, and Modelling teams to ensure consistency in model inputs, assumptions, and outputs.Support coordination of quarter-end provisioning and model update cycles.Documentation and ComplianceMaintain transparent documentation of methodology, assumptions, and governance related to IFRS 9 provisions.Support internal and external validation or audit processes.Requirements and Skills:Master’s degree in a quantitative field (Mathematics, Statistics, Economics, Finance, or related).Minimum 2 years of professional experience in credit risk or financial provisioning .Solid understanding of IFRS 9 provisioning concepts (PD, LGD, ECL) and model governance.Strong analytical and problem-solving skills with great attention to detail.Hands-on experience with SQL (querying and transforming large datasets) and Excel (advanced formulas, pivot tables, data visualization).Experience with R or Python for statistical analysis and Power BI for dashboards is an advantage.Fluent in English, both written and spoken, for effective collaboration across countries.Ability to work independently and effectively in a fast-paced, international environment.Competencies and Behaviors:Analytical and detail-oriented: ensures accuracy and quality in data-driven outputs.Proactive and independent: takes ownership of analytical tasks with minimal supervision.Collaborative: works effectively with cross-country and cross-functional teams.Curious and improvement-minded: seeks opportunities to refine processes and enhance model accuracy and efficiency.#J-18808-Ljbffr
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Credit Risk Analyst
hace 1 día
Málaga, España TF Bank AB (publ) A tiempo completoCredit Risk Analyst (Provisions)Join to apply for the Credit Risk Analyst (Provisions) role at TF
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Credit Risk Analyst
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Málaga, España Ebury A tiempo completoEbury is a leading global fintech company that empowers businesses to trade and grow internationally. It offers a comprehensive suite of products, including international payments and collections, FX risk management, trade finance, and API integrations. Founded in 2009 by Juan Lobato and Salvador García, Ebury is one of the fastest-growing global fintechs,...
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Senior Credit Risk Analyst
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Credit Risk Analyst
hace 2 semanas
Málaga, España TF Bank A tiempo completoWe are looking for an analytical and detail-oriented professional to join our Provisions Modelling team. The purpose of this role is to ensure accurate and data-driven provisioning across multiple European portfolios in accordance with IFRS 9 standards. The Credit Risk Analyst (Provisions Analyst) will contribute to the development and monitoring of PD, LGD...
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Junior Credit Risk Analyst
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Málaga, España Ebury A tiempo completoEbury is a leading global fintech company that empowers businesses to trade and grow internationally. It offers a comprehensive suite of products, including international payments and collections, FX risk management, trade finance, and API integrations. Founded in 2009 by Juan Lobato and Salvador García, Ebury is one of the fastest-growing global fintechs,...
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Senior Credit Risk Analyst
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Málaga, España TF Bank AB A tiempo completoA European financial institution is seeking a skilled Credit Risk Analyst to enhance provisioning models and ensure compliance with IFRS 9 standards. The ideal candidate will have a Master's degree in a quantitative field and at least 2 years of experience in credit risk or financial provisioning. Key responsibilities include analytical assessments across...
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Credit Risk Analyst
hace 6 días
C. Marqués de Larios, Málaga, Spain TF Bank A tiempo completoWe are looking for an analytical and detail-oriented professional to join our Provisions Modelling team. The purpose of this role is to ensure accurate and data-driven provisioning across multiple European portfolios in accordance with IFRS 9 standards.The Credit Risk Analyst (Provisions Analyst) will contribute to the development and monitoring of PD, LGD...
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Málaga, España Axiom Software Solutions A tiempo completoBusiness Analyst - ETF & Credit TradingJD:Business Analyst - ETF Credit TradingCe DescriptionThe ETF/Credit Desk in Madrid have a need for a fully integrated IT solution to their requirements, which are (at a high level):Calculation of ETF pricing, for voice quotation and for transmission to electronic trading systemsData consolidation from multiple external...
