Junior Credit Analyst

hace 2 semanas


Madrid, España Outfund A tiempo completo

We are looking for a Junior Risk Analyst to join our team in Spain. You will be responsible for the initial analysis, interpretation and management of a variety of client data, helping us to effectively mitigate risks. Additionally, you will play a key role in helping us shape our risk underwriting, monitoring, lending policies, end-to-end credit processes & procedures. Furthermore, you will help develop our decisioning tools.

**Who we are**:
We are seeking ambitious people to join us in championing our smart, tailored, data-driven funding solution and become an integral part of our early-stage but quickly expanding fintech company.

**Requirements**:

- Prepare and package customer files for senior analysts
- Demonstrate sound judgement and strong commercial awareness across a wide number of sectors.
- Provide strong analysis and evaluation of credit and financial data and other information to determine the suitability of Spanish SME businesses for revenue based finance
- Be responsible for the ongoing risk management, monitoring and control of a portfolio of clients.
- Support the collections and recovery process.
- Assist the Sales and Account Management teams with risk related queries.
- Be actively involved in wider projects in line with the ‘risk’ product development initiatives.
- Make recommendations for the ongoing development of systems, processes and business practices to provide improvements
- Ensure compliance with the AML and Onboarding policies and procedures on a client level
- Shape and develop our credit processes to deliver fast, efficient and robust decisions within agreed risk appetite parameters.
- 1-2+ years commercial experience as an underwriter or credit analyst. Recent graduates in a financial field will be considered
- Strong general financial acumen
- Proficient in Excel
- Spanish and English spoken at a proficient level
- Experience using SQL (nice to have)
- Experience from other financial or fintech companies

**The details**: Outfund is an equal opportunities employer.
**Benefits**
- Competitive salary
- Semi-remote working
- 24 days annual leave and birthdays off
- Choice between Dell XPS or Macbook Air



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