Credit Risk Analyst
hace 2 semanas
Publicado 16/12/2025 Credit Risk Analyst Empresa del sector automoción ¿Dónde vas a trabajar? Gran empresa del sector de la movilidad sostenible, enfocándose en el renting de vehículos, gestión de flotas y leasing para empresas y particulares, promoviendo la electrificación y soluciones multimodales ubicada en Majadahonda busca incorporar un Credit Risk Analyst. ¿Qué harás en tu nuevo puesto? El candidato seleccionado deberá llevar a cabo las siguientes funcione: La principal responsabilidad del/la Credit Risk Analyst (LOD1) es la evaluación de riesgos necesaria y adecuada a cada cliente y tipo de solicitud de crédito. Esto incluye la evaluación de datos financieros, como balances y cuentas de resultados para determinar el nivel de riesgo de impago, incluido el cálculo de ratios financieros, la interpretación de los resultados de la toma de decisiones automatizada y la preparación diferentes informes. Para el proceso de análisis crediticio (Credit Origination), el/la analista realizará el análisis crediticio, que puede incluir elementos de KYC (Know Your Customer) y la actualización del rating o scoring, y emitirá una opinión crediticia. También se encarga de registrar a los/as nuevos/as clientes en el sistema de riesgo tras el registro realizado por ventas, en el caso de ser necesario. En decisiones automáticas o semiautomáticas, el/la analista de riesgo de crédito es responsable de validar la información utilizada al respecto. Si la solicitud de crédito entra dentro de sus delegaciones, definidos en la correspondiente carta de delegación local, el/la analista de tomará la decisión de crédito y procederá a su autorización. En caso contrario, se encargará de preparar el expediente de crédito que se compartirá con el equipo local de Credit Risk Underwriting (LOD2) para su validación. Para la revisión del crédito, el/la analista es responsable de la actualización periódica del rating/ score. ¿A quién buscamos (H/M/D)? El candidato seleccionado deberá cumplir con los siguientes requisitos: Título universitario de grado medio o superior. Grado en Ciencias Económicas ADE, matemáticas, estadísticas o similar Cursos de Especialización de Riesgo de Crédito, fundamentos, Gestión y Medición (DESEADO) Inglés nivel alto hablado y escrito Powerpoint nivel avanzado Excel nivel avanzado Resto de herramientas de MS Office (medio-alto) ¿Cuáles son tus beneficios? Contrato indefinido Flexibilidad horaria 2-3 días de teletrabajo a la semana Beneficios sociales Buen ambiente laboral
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Junior Credit Risk Analyst
hace 1 semana
Madrid, España Santander A tiempo completoJunior Credit Risk Analyst - Credit Risk & Recovery (Openbank)Madrid, Spain **WHAT YOU WILL BE DOING** **Junior Credit Risk Analyst - Credit Risk & Recovery (Openbank)** We are the 100% digital bank of the Santander Group and we are currently undergoing a technological transformation and international expansion process. In 2017, we kicked off our relaunch...
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credit risk analyst – risks
hace 4 días
Madrid, España Santander A tiempo completoCREDIT RISK ANALYST – RISKS (ZINIA)Country: SpainCREDIT RISK ANALYST – RISKS (ZINIA) Zinia is the new checkout lending platform of the Santander Group. Zinia makes shopping simple, offering the possibility of splitting payments into interest-free installments in a fast and transparent way, powering merchants across Europe using technology from Openbank...
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Corporate Credit Risk Analyst
hace 1 semana
Madrid, España Winning A tiempo completoFrom Winning Selection we looking for a Credit Risk Analyst profile to join an important Financial Entity in Madrid. **Role Purpose and Key responsibilities**: - Performs the financial analysis needed to assess the credit risk of each counterparts. Draft the Credit Application and submits it to the Decision-making body. - Reports relevant information...
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Corporate Credit Risk Analyst
hace 1 semana
Madrid, España Winning A tiempo completoFrom Winning Selection we looking for a Credit Risk Analyst profile to join an important Financial Entity in Madrid. **Role Purpose and Key responsibilities**: - Performs the financial analysis needed to assess the credit risk of each counterparts. Draft the Credit Application and submits it to the Decision-making body. - Reports relevant information...
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Credit Risk Analyst
hace 2 semanas
Madrid, España iBanFirst A tiempo completoWe are looking for a credit risk analyst to support and grow our risk team. The main goal is to ensure iBanFirst's counterparty credit risk exposure is controlled and maintained within the risk appetite and limits. **What will you do**: **Providing assistance and support to the Credit Risk team in any risk-related matters, such as**: - Carrying out financial...
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Credit Risk Analyst
hace 1 día
Madrid, España Ebury A tiempo completoEbury is a global fintech firm dedicated to empowering businesses to expand internationally through tailored and forward-thinking financial solutions. Since our founding in 2009, we've grown to a diverse team of over 1,700 professionals across 40+ offices and 29+ markets worldwide. Joining Ebury means becoming part of a collaborative and innovative...
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Credit Analyst Risk Esg
hace 3 días
Madrid, España BNP Paribas A tiempo completo**Mission** Environmental, Social and Governance (ESG) topics are areas of rapid and significant change, increasingly shaping how business is conducted, regulated, measured and reported on. From a risk management perspective, BNP Paribas considers that ESG factors are risk drivers that may have potential impacts on existing risks such as credit,...
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Credit Analyst Risk Esg
hace 3 días
Madrid, España BNP Paribas A tiempo completo**Mission** Environmental, Social and Governance (ESG) topics are areas of rapid and significant change, increasingly shaping how business is conducted, regulated, measured and reported on. From a risk management perspective, BNP Paribas considers that ESG factors are risk drivers that may have potential impacts on existing risks such as credit,...
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credit risk analyst – risks
hace 5 días
Madrid, Madrid, España Santander A tiempo completoCREDIT RISK ANALYST – RISKS (ZINIA)Country: SpainCREDIT RISK ANALYST – RISKS (ZINIA)Zinia is the new checkout lending platform of the Santander Group. Zinia makes shopping simple, offering the possibility of splitting payments into interest-free installments in a fast and transparent way, powering merchants across Europe using technology from Openbank...
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Junior Credit Risk Analyst
hace 2 semanas
Madrid, España Ebury A tiempo completoEbury is a leading global fintech company that empowers businesses to trade and grow internationally. It offers a comprehensive suite of products, including international payments and collections, FX risk management, trade finance, and API integrations. Founded in 2009 by Juan Lobato and Salvador García, Ebury is one of the fastest-growing global fintechs,...
