Crypto Regulatory Compliance Officer

Crypto Regulatory Compliance Officer (Openbank)

Country: Spain

Join Openbank, the 100% digital bank of the Santander Group, where innovation meets opportunity With over 2 million customers across Spain, Germany, the Netherlands, Portugal, we're leading the way in digital banking. From loans and mortgages to a cutting-edge, fully automated investment platform, our products are transforming the industry.

At Openbank, we pride ourselves on simplicity, agility, and security, earning us the title of the most recommended Spanish bank among our customers. Technology is in our DNA and we are constantly developing new digital solutions and products. And we're not stopping there At Openbank we are proud to be a bank that is gaining more and more international presence, we have just landed in the United States and we have plans to launch in Mexico.

If you're passionate about digital innovation, eager to make an impact, and ready to be part of a dynamic and forward-thinking company, then we want to hear from you Join us and be part of our journey to redefine banking for the digital age

**Mission**:
If you are a person with teamwork skills, driven by initiative, autonomy and customer orientation, you are the person we are looking for to complete our compliance team. You will be rewarded with access to a quality and interesting work environment in a digital company, where you will be able to acquire deeper knowledge about banking and digital assets regulation.

**Responsabilities**:
A Crypto Compliance Officer plays a crucial role ensuring that the company adheres to all relevant laws, regulations, and standards in the rapidly evolving crypto space, envolving the following responsabilities:

- Lead the bank's efforts in preparing for compliance with the MiCA regulation.
- Adapt and develop, where applicable, corporate and local policies, as well as compliance procedures related to cryptoassets and digital assets activity.
- Support and advise front-line agents on matters relating to cryptoassets and digital assets to ensure compliance with applicable regulatory requirements (including MiCA), investor conduct and protection standards, as well as supervisory expectations in the sale of cryptoassets.
- Participate in the design and review of contracting flows in the different channels, to ensure that they always comply with the internal and external regulations in force.
- Manage local approval and subsequent corporate validation of new cryptoassets and digital assets activity before its launch, as well as subsequent modifications in the corresponding forums, in accordance with the provisions of the New Product Approval Policy and its implementing regulations.
- Coordinate and manage due diligence on digital custody and broker providers, as well as their annual re-evaluations. Monitor regulatory developments and manage the implementation of the corresponding modifications.
- Monitor the evolution of the activity on cryptoassets, ensuring that it meets the needs of the defined target market and continues to be aligned with the corporate and regulatory criteria, adopting, if not, the corresponding corrective measures. Monitoring and follow-up covers, among others, the following elements: investor protection, conflicts of interest, safeguarding, order execution, market abuse and token governance.
- Prepare follow-up reports and report their content to local and corporate governance bodies, with the corresponding periodicity.
- Monitor regulatory developments on cryptoassets and manage the implementation of the corresponding modifications.
- Attend to and manage the inspection activities/response to the requirements received from supervisory bodies and coordinate with the areas the implementation, where appropriate, of the corresponding corrective measures.
- Assist in internal audits on cryptoassets and digital assets, follow up on recommendations issued, where applicable, and pursue and ensure their implementation.
- Follow up on customer complaints regarding cryptoasset or digital asset products and support the definition of action plans to reduce the most frequent causes of complaints.
- Define training plans on cryptoassets and monitor their execution.

**To be successful in the role you must have**:

- Proven experience (minimum 5 years) in a compliance role within Digital assets, financial services, fintech or banking.
- Degree in Law or double degree in Business Administration/Economics and Law or a related field.
- Complementary education or certification in Compliance and Digital Assets would be a plus.
- Good command of written and spoken English is a requirement.
- Full Microsoft Office (Excel, World, PowerPoint) and Outlook skills.
- Well organized and able to adapt to work environment and new challenges, proactive with good communication and team working skills, discreet and ethical, problem solving with demonstrable initiative and easiness to learn.
- Depth knowledge of the crypto assets industry.
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