Global Lending Expert

hace 3 semanas


Barcelona, Barcelona, España Revolut A tiempo completo

About Revolut

Revolut is a fintech company that aims to deliver more from people's money. We offer various financial products and services, including spending, saving, investing, exchanging, traveling, and more.

We have over 45 million customers worldwide and are looking for talented individuals to join our team. Our culture is essential to our success, and we've been certified as a Great Place to Work.

Credit Department Overview

The credit department at Revolut is responsible for designing, developing, and launching credit products globally. The team manages the entire product lifecycle, from development to launch and maintenance.

Job Description

We are seeking a Global Head of Credit Card Lending who will be responsible for driving product development, improving funnel conversion, lowering cost of acquisition, and maintaining high-quality customer experiences.

You will ensure the delivery of high-quality product features, support, and service levels. As a leader, you will own product building and retail credit products and collaborate with technical Product Owners and the Engineering team.

Key Responsibilities

  • Lead the lending team to define and implement the strategy for all Revolut Credit Card Lending
  • Manage the overall risk of the Revolut Credit Card portfolio
  • Drive business performance and sustainable growth
  • Manage regulatory relationships with regulators and local authorities
  • Establish and execute the territory's underwriting, portfolio management, and collections policy and activities

Requirements

To be successful in this role, you will need:

  • Fluency in English with excellent communication skills
  • 7+ years of experience as a Bank Executive (ExCo is a real advantage)
  • Deep knowledge and experience in credit card products
  • Steady entrepreneurial drive and personal resilience
  • Extensive experience building and managing credit decisioning/risk models and regulatory engagement
  • An understanding of credit portfolio performance
  • The ability to recruit and lead a team
  • The ability to think and reason logically

Salary Range

$150,000 - $200,000 per year

About You

You will be an excellent communicator and collaborator, with a proven track record of delivering results in a fast-paced environment. You will have a deep understanding of credit card products and regulations, as well as experience in leading teams and driving business growth.



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