Corporate Credit Risk Analyst

hace 2 días


Madrid, Madrid, España Us Bank A tiempo completo
Job Description

As a Corporate Credit Analyst at U.S. Bank, you will play a critical role in helping the bank make informed credit decisions. Your primary responsibility will be to conduct thorough credit analyses, gathering and interpreting credit information on new potential customers. This will involve reviewing credit reports, industry research, and tax returns, and inputting the data into tracking and reporting systems. You will also prepare and present credit reports to decision-makers, ensuring that all relevant information is accurately presented. Additionally, you will be responsible for setting up and maintaining databases used to analyze accounts and portfolios, and monitoring accounts to identify potential risk and mitigate losses to the bank.

Main Duties
  • Analyze new customers with exposure under €1MM
  • Complete financial and business analysis reports within our systems or in written form as required
  • Work closely with our Customer Due Diligence & Fraud, Collections Departments when required
  • Make credit decisions on the cases assigned
  • Deal with customers and Sales team on a range of credit & risk issues
  • Board Airlines customers following established process
  • Effective time management and ability to meet deadlines
  • Good team player
  • Ability to identify when an issue needs to be escalated
  • Positive approach and the ability to be self-motivated
  • Support management with tasks as necessary
Basic Qualifications
  • Bachelor's degree, or equivalent work experience
  • Two to three years of related experience
Preferred Skills/Experience
  • Basic knowledge of credit and risk analysis, economics, accounting and finance
  • Strong analytical skills
  • Effective verbal and written communication skills


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