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Senior Credit Risk Analyst

hace 2 meses


Madrid, Madrid, España Aimeewillow A tiempo completo
About the Role

We are seeking an experienced Senior Credit Risk Analyst to join our team at Aimeewillow. As a key member of our credit team, you will be responsible for assessing credit applications and making informed decisions that drive business growth.

Key Responsibilities
  • Credit Assessment: Evaluate credit applications, utilizing your expertise and a variety of data sources to make fast, fair, and accurate decisions.
  • Autonomy and Decision-Making: Enjoy autonomy in decision-making, with opportunities to increase your scope of responsibility as you build knowledge of our systems and processes.
  • Collaboration and Support: Support other analysts on larger and more complex decisions, contributing to a collaborative and dynamic work environment.
  • Data-Driven Decision-Making: Work closely with our analytics teams to optimize our approach to lending and adapt your own approach in line with that goal.
Requirements
  • Experience: 3 years of experience in commercial loan underwriting, credit sanctioning, or credit analysis within the UK SME sector.
  • Business Acumen: Strong business acumen and a working understanding of the risk and revenue drivers that influence the creditworthiness of a loan application.
  • Financial Analysis: Ability to interpret and analyze financial statements.
  • Communication Skills: Excellent communication skills, with direct telephone contact with customers, daily interaction with credit teams, and regular contact with other teams on cross-functional initiatives.
  • Analytical Mindset: Analytical mindset with a practical approach to problem-solving, able to come up with innovative and scalable solutions to day-to-day problems and suggest changes to processes to improve efficiency.
About Aimeewillow

Aimeewillow is a dynamic and growing company that offers a range of benefits and opportunities for professional growth. Our offices are located in London, Leeds, and Frankfurt, and we offer a hybrid work arrangement with 3 days in the office and 2 days working from home.

Benefits
  • Medical Insurance: Comprehensive medical insurance from Vitality, including discounted gym membership.
  • Holiday Allowance: 25 days' holiday, an extra day off for your birthday, and the option to buy or sell up to 5 days of annual leave per year.
  • Emotional and Mental Health Support: Instant access to emotional and mental health support with our partner, Spill.
  • Share Options: Share options and opportunities for professional growth.
  • Maternity and Shared Parental Leave: Generous maternity leave and shared parental leave policies.
  • Nursery Tax Benefit Scheme: Nursery tax benefit scheme to help you save money.
  • Paid Volunteering Time: Paid volunteering time to support your chosen charity.
  • Extra Leave: Extra leave for travel or study.
  • Sabbatical Leave: One-month fully paid sabbatical after 4 years.
  • Cycle-to-Work Scheme: Cycle-to-work scheme and electric car scheme.
Learning and Development
  • Learning Budget: An L&D budget for everyone, including a book budget.
  • Company-Wide Talks: Company-wide talks with internal and external speakers.
  • Learning Platforms: Access to learning platforms like Treehouse if you want to learn to code.