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Senior Credit Risk Analyst
hace 2 meses
We are seeking an experienced Senior Credit Risk Analyst to join our team at Aimeewillow. As a key member of our credit team, you will be responsible for assessing credit applications and making informed decisions that drive business growth.
Key Responsibilities- Credit Assessment: Evaluate credit applications, utilizing your expertise and a variety of data sources to make fast, fair, and accurate decisions.
- Autonomy and Decision-Making: Enjoy autonomy in decision-making, with opportunities to increase your scope of responsibility as you build knowledge of our systems and processes.
- Collaboration and Support: Support other analysts on larger and more complex decisions, contributing to a collaborative and dynamic work environment.
- Data-Driven Decision-Making: Work closely with our analytics teams to optimize our approach to lending and adapt your own approach in line with that goal.
- Experience: 3 years of experience in commercial loan underwriting, credit sanctioning, or credit analysis within the UK SME sector.
- Business Acumen: Strong business acumen and a working understanding of the risk and revenue drivers that influence the creditworthiness of a loan application.
- Financial Analysis: Ability to interpret and analyze financial statements.
- Communication Skills: Excellent communication skills, with direct telephone contact with customers, daily interaction with credit teams, and regular contact with other teams on cross-functional initiatives.
- Analytical Mindset: Analytical mindset with a practical approach to problem-solving, able to come up with innovative and scalable solutions to day-to-day problems and suggest changes to processes to improve efficiency.
Aimeewillow is a dynamic and growing company that offers a range of benefits and opportunities for professional growth. Our offices are located in London, Leeds, and Frankfurt, and we offer a hybrid work arrangement with 3 days in the office and 2 days working from home.
Benefits- Medical Insurance: Comprehensive medical insurance from Vitality, including discounted gym membership.
- Holiday Allowance: 25 days' holiday, an extra day off for your birthday, and the option to buy or sell up to 5 days of annual leave per year.
- Emotional and Mental Health Support: Instant access to emotional and mental health support with our partner, Spill.
- Share Options: Share options and opportunities for professional growth.
- Maternity and Shared Parental Leave: Generous maternity leave and shared parental leave policies.
- Nursery Tax Benefit Scheme: Nursery tax benefit scheme to help you save money.
- Paid Volunteering Time: Paid volunteering time to support your chosen charity.
- Extra Leave: Extra leave for travel or study.
- Sabbatical Leave: One-month fully paid sabbatical after 4 years.
- Cycle-to-Work Scheme: Cycle-to-work scheme and electric car scheme.
- Learning Budget: An L&D budget for everyone, including a book budget.
- Company-Wide Talks: Company-wide talks with internal and external speakers.
- Learning Platforms: Access to learning platforms like Treehouse if you want to learn to code.