Strategic Financial Risk Analyst for Enterprise Partnerships

hace 2 semanas


Madrid, Madrid, España Dojo 2022 A tiempo completo

About Dojo 2022

We are seeking an experienced Strategic Financial Risk Analyst to join our Credit Risk team in London. This role involves underwriting enterprise customer applications and collaborating with internal and external stakeholders to make informed underwriting decisions.

Key Responsibilities:

  • Conduct comprehensive credit risk reviews on prospective merchants, focusing on business model analysis and employing complex evaluation techniques for optimal underwriting outcomes.
  • Perform detailed financial analysis of P&L, balance sheets, and cash flow statements for complex business models, demonstrating a strong understanding of accounting principles.
  • Assess applications within delegated approval limits, empowered to make informed judgments and approvals for own and teammates' credit submissions.
  • Contribute to continuous improvement by making detailed recommendations to enhance existing underwriting processes and systems.
  • Collaborate with Sales and Account Management to represent Underwriting in customer meetings and calls, effectively communicating credit conclusions and ensuring alignment with client needs and risk appetite.

Requirements:

  • A background in credit risk or financial analysis, preferably in the payments or financial services sectors.
  • The financial acumen to proficiently evaluate financial statements and adept at balancing risk with business objectives in complex deal structures.
  • Industry Insight, bringing a solid understanding of payment nuances and industry trends, particularly in high-value sectors like healthcare, hospitality, leisure, and events.
  • Track record in underwriting large, complex enterprise deals with expertise in merchant underwriting, credit insurance, or commercial lending.
  • Excellent communication skills, written and verbal, with experience presenting analyses to senior management.
  • Strong organisational skills with the proactive initiative to manage multiple tasks and priorities under pressure.

What We Offer:

  • An estimated annual salary of £60,000 - £80,000 depending on experience, plus benefits.
  • Ongoing training and development opportunities.
  • A collaborative and dynamic work environment.


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