Data Insights Risk Analyst

hace 3 semanas


Málaga, Málaga, España Ruby Labs A tiempo completo

About Ruby Labs

Ruby Labs is a leading tech company that creates and operates innovative consumer products. We offer a diverse range of opportunities across the health, education, and entertainment industries.

Our innovative teams are driving the future of consumer-led products, and we're always looking for passionate individuals to join us. Learn more about our story at https://rubylabs.com/about-us/

Job Overview

We're looking for a data-savvy risk analyst who lives and breathes payment metrics and loves turning complex data into actionable insights. You'll be our early warning system, monitoring fraud and dispute patterns across multiple merchant accounts while crafting recommendations that keep our risk metrics healthy.

You get excited about diving deep into data, spotting patterns, and preventing issues before they happen – we want to talk to you.

Responsibilities:
  • Monitor and analyze dispute and fraud metrics across multiple merchant accounts
  • Create and maintain comprehensive weekly risk reports for stakeholders
  • Perform deep-dive analyses into risk factors (countries, banks, BINs)
  • Track compliance with card scheme programs (VISA, Mastercard)
  • Identify emerging risk patterns and propose mitigation strategies
  • Generate and maintain risk monitoring dashboards
  • Provide data-driven recommendations for risk optimization
  • Collaborate with payment processors on risk management initiatives
  • Develop and implement early warning systems for risk metrics
  • Create and automate reporting workflows for efficient monitoring
Qualifications:
  • 2+ years of experience in risk analysis, fraud prevention, or similar role
  • Strong analytical skills with excellent attention to detail
  • Advanced Excel skills (pivot tables, complex formulas, data modeling)
  • Basic SQL knowledge for data extraction and analysis
  • Experience with JSON data parsing and manipulation
  • Experience with data visualization and reporting
  • Ability to translate complex data into clear recommendations
  • Strong written and verbal communication skills
  • Experience working with multiple stakeholders
  • Proactive problem-solving approach

Benefits

We offer a competitive salary of $120,000 per year, a remote work environment, unlimited paid time off, paid national holidays, a company-provided MacBook, and a flexible independent contractor agreement.

Location

Ruby Labs operates within the CET (Central European Time) zone. Applicants from any country are welcome to apply for the position as long as they are located within approximately ± 4 hours of CET. This ensures optimal collaboration and communication during working hours.


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