Credit Risk Analyst
hace 1 semana
About the Role:
We are seeking a skilled Credit Risk Analyst to join our team at U.S. Bank National Association. As a Credit Risk Analyst, you will be responsible for conducting thorough credit analyses, gathering and interpreting credit information, and making informed credit decisions.
Key Responsibilities:
- Analyze existing customers with exposure below €1MM
- Complete financial and business analysis reports within our systems or in written form as required
- Work closely with our Customer Due Diligence & Fraud, Collections, Chargebacks Departments when required
- Make credit decisions on the cases assigned
- Deal with customers and Sales team on a range of credit & risk issues
- Effective time management and ability to meet deadlines
- Good team player
- Ability to identify when an issue needs to be escalated
- Positive approach and the ability to be self-motivated
- Support management with tasks as necessary
Requirements:
- Bachelor's degree, or equivalent work experience
- Two to three years of related experience
Preferred Skills:
- Ability to read and interpret financial statements
- Previous credit underwriting experience is an advantage
- Strong verbal and written communication skills in English
- Accuracy and attention to detail
- Ability to work in a fast-paced environment
- Good Microsoft Office Skills
- Excellent interpersonal skills and customer service
- Proven track record of dealing with difficult customer queries and providing excellent customer service
- Alternative language skills are an advantage but not a requirement
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