Credit Risk Analyst

hace 1 semana


Alcobendas, Madrid, España U.S. Bank National Association A tiempo completo

About the Role:

We are seeking a skilled Credit Risk Analyst to join our team at U.S. Bank National Association. As a Credit Risk Analyst, you will be responsible for conducting thorough credit analyses, gathering and interpreting credit information, and making informed credit decisions.

Key Responsibilities:

  • Analyze existing customers with exposure below €1MM
  • Complete financial and business analysis reports within our systems or in written form as required
  • Work closely with our Customer Due Diligence & Fraud, Collections, Chargebacks Departments when required
  • Make credit decisions on the cases assigned
  • Deal with customers and Sales team on a range of credit & risk issues
  • Effective time management and ability to meet deadlines
  • Good team player
  • Ability to identify when an issue needs to be escalated
  • Positive approach and the ability to be self-motivated
  • Support management with tasks as necessary

Requirements:

  • Bachelor's degree, or equivalent work experience
  • Two to three years of related experience

Preferred Skills:

  • Ability to read and interpret financial statements
  • Previous credit underwriting experience is an advantage
  • Strong verbal and written communication skills in English
  • Accuracy and attention to detail
  • Ability to work in a fast-paced environment
  • Good Microsoft Office Skills
  • Excellent interpersonal skills and customer service
  • Proven track record of dealing with difficult customer queries and providing excellent customer service
  • Alternative language skills are an advantage but not a requirement

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