Credit Risk Manager

hace 4 meses


Poligono Industrial Alcobendas, España Deudafix Reparadora Legal Group SL A tiempo completo

Novomoney es un nuevo y emocionante prestamista al consumidor y estamos buscando mejorar nuestro equipo con un Oficial de Aprobación de Préstamos con experiência.

Si buscas el reto de construir tu propio equipo a tu alrededor y la oportunidad de ascender a un nível superior en este nuevo prestamista altamente financiado y de rápido crecimiento, entonces esta es tu empresa.

Trabajarás con nuestros gestores de cartera y crearás un proceso fluido para la evaluación de créditos y los administradores de aprobaciones. Tu principal objetivo será permitir que el negocio crezca manteniendo al mismo tiempo un perfil de riesgo crediticio que satisfaga el apetito de riesgo de la empresa.

Funciones y responsabilidades:

- Promover una cultura que dé como resultado una cartera agregada de riesgo moderado a bajo.
- Establece, aplica y gestiona controles y procedimientos administrativos para proteger la calidad y rentabilidad de las carteras de préstamos.
- Gestiona la estructuración del crédito y las discusiones sobre estrategias de negociación con los gestores de cartera.
- Analiza, suscribe y aprueba/desaprueba las solicitudes de crédito y se asegura de que todas las solicitudes de crédito vayan acompañadas de los documentos y datos justificativos necesarios.
- Identifica posibles perfiles de crédito problemáticos y trabaja con los propietarios de las unidades de negocio para minimizar el riesgo de pérdidas.
- Asesora al personal, a los directivos y/o a las unidades de negocio sobre las políticas generales de préstamo de la empresa.

Si ha tenido autoridad previa para la aprobación de créditos dentro de un prestamista comercial directo al consumidor, queremos que formes parte de nuestro equipo

**Requisitos**:

- Nível de inglés competencia profesional.
- Gran capacidad de gestión y tutoría.
- Capacidad para resolver problemas e impulsar el rendimiento.
- Excelente gestión del tiempo y capacidad de organización.
- Capacidad para trabajar en un entorno de gran volumen.
- Excelente capacidad de gestión de clientes.
- Interacción profesional y eficaz con clientes, socios comerciales y compañeros de todos los níveles.
- Orientación al logro de objetivos.
- Habilidades de comunicación verbal y escrita bien desarrolladas.
- Pensamiento crítico, resolución de problemas y capacidad analítica.
- Conocimiento práctico de cuestiones jurídicas y de documentación.

¿Qué ofrecemos?
- Contrato indefinido.
- Jornada completa de lunes a viernes.
- Salario 30.000-40.000€ brutos/anuales + bonus.
- Paquete retributivo flexible.
- Excelente ambiente de trabajo.
- Posibilidad de crecimiento profesional y promoción dentro de la empresa.
- Abono gratuito al gimnasio de la empresa.

Tipo de puesto: Jornada completa, Contrato indefinido

Sueldo: 30.000,00€-40.000,00€ al año

Beneficios:

- Gimnasio en la empresa

Horario:

- De lunes a viernes

Tipos de compensaciones complementarias:

- Bonus por objetivos

Preguntas para la solicitud:

- ¿Tienes disponibilidad para trabajar de manera presencial en nuestra sede de Alcobendas?
- ¿Estás interesado/a en la banda salarial ofertada?
- ¿Qué disponibilidad de incorporación tienes?
- ¿Podrías mantener una conversación fluida en inglés? (La entrevista se realizará en inglés)
- Cuéntanos, por favor, las funciones similares realizadas anteriormente.

Ubicación del trabajo: Empleo presencial


  • Credit Risk Manager

    hace 5 meses


    Poligono Industrial Alcobendas, España Deudafix Reparadora Legal Group SL A tiempo completo

    Novomoney is an exciting new consumer lender and we are looking to enhance our team with an experienced Loans Approvals Officer. You will work with our portfolio managers and to create a smooth process for credit assessment and approvals administrators. Your main objective will be t allow the business to grow while maintaining a credit risk profile that...

  • Credit Risk Manager

    hace 5 meses


    Alcobendas, España Deudafix A tiempo completo

    Novomoney is an exciting new consumer lender and we are looking to enhance our team with an experienced Loans Approvals Officer. You will work with our portfolio managers and to create a smooth process for credit assessment and approvals administrators. Your main objective will be t allow the business to grow while maintaining a credit risk profile that...


  • Alcobendas, Madrid, España U.S. Bank National Association A tiempo completo

    Job SummaryWe are seeking a highly skilled Corporate Credit Supervisor to join our team at U.S. Bank National Association. As a key member of our credit risk management team, you will be responsible for managing, monitoring, and coordinating risk for new prospects up to a limit of €1 million.Key ResponsibilitiesUse technological tools to assist in the...


  • Alcobendas, Madrid, España U.S. Bank National Association A tiempo completo

    Job Title: Corporate Credit SupervisorAt U.S. Bank National Association, we're committed to helping our customers and businesses thrive. As a Corporate Credit Supervisor, you'll play a critical role in managing and monitoring risk for new prospects, ensuring that our customers receive the best possible financial solutions.Key Responsibilities:Manage and...


  • Alcobendas, Madrid, España U.S. Bank National Association A tiempo completo

    Job Title: Corporate Credit SupervisorAt U.S. Bank National Association, we're committed to helping our customers and businesses thrive. As a Corporate Credit Supervisor, you'll play a critical role in managing and monitoring risk for new prospects, ensuring that our customers receive the best possible financial solutions.Key Responsibilities:Manage and...


  • Poligono Industrial Alcobendas, España U.S. Bank National Association A tiempo completo

    At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways, all more confidently and more often—that’s what we call the courage to thrive. We believe it takes all of us to bring our shared...

  • Junior Credit Analyst

    hace 5 meses


    Poligono Industrial Alcobendas, España U.S. Bank National Association A tiempo completo

    A leader in the payments industry, Elavon provides end-to-end payment processing solutions and services to more than one million merchants around the world. If you want to make a difference in your life, your community and your world, join us at Elavon. We know our company is only as strong as our people, and we are committed to your professional growth and...


  • Poligono Industrial Alcobendas, España U.S. Bank National Association A tiempo completo

    A leader in the payments industry, Elavon provides end-to-end payment processing solutions and services to more than one million merchants around the world. If you want to make a difference in your life, your community and your world, join us at Elavon. We know our company is only as strong as our people, and we are committed to your professional growth and...


  • Alcobendas, Madrid, España U.S. Bank National Association A tiempo completo

    Job SummaryWe are seeking a skilled Credit Analyst to join our team at U.S. Bank National Association. As a Credit Analyst, you will be responsible for conducting thorough credit analyses, gathering and interpreting credit information, and preparing credit reports for decision-making purposes.Key ResponsibilitiesConduct credit analyses, including gathering...


  • Alcobendas, Madrid, España U.S. Bank National Association A tiempo completo

    Job SummaryWe are seeking a skilled Credit Analyst to join our team at U.S. Bank National Association. As a Credit Analyst, you will be responsible for conducting thorough credit analyses, gathering and interpreting credit information, and preparing credit reports for decision-making purposes.Key ResponsibilitiesConduct credit analyses, including gathering...


  • Poligono Industrial Alcobendas, España Stryker Corporation A tiempo completo

    **Why finance at Stryker?**: ***: Are you looking for a profitable and growing company with a great culture and reputation? Stryker was recently named one of the Best Workplace in the WORLD by Fortune! Here, you will have many opportunities to learn and grow as we offer development opportunities unique for each employees needs including training,...

  • Loan Approvals Officer

    hace 5 meses


    Poligono Industrial Alcobendas, España Deudafix Reparadora Legal Group SL A tiempo completo

    Novomoney is an exciting new consumer lender and we are looking to enhance our team with an experienced Loans Approvals Officer. You will work with our portfolio managers and to create a smooth process for credit assessment and approvals administrators. Your main objective will be t allow the business to grow while maintaining a credit risk profile that...


  • Alcobendas, Madrid, España U.S. Bank National Association A tiempo completo

    In this role, you will be responsible for developing and maintaining quantitative models that estimate credit risk exposures for the bank's European credit portfolios. You will work closely with the Risk & Compliance function to implement a proactive approach to credit risk management and promote a strong risk and asset quality management culture.The Senior...


  • Alcobendas, Madrid, España U.S. Bank National Association A tiempo completo

    At U.S. Bank National Association, we're committed to delivering exceptional results. Our team of experts is dedicated to helping customers and businesses make informed financial decisions, driving growth and success in the right ways. We believe in empowering our employees to thrive, with opportunities to learn, grow, and excel in their careers.Job...


  • Alcobendas, España Parexel A tiempo completo

    When our values align, there's no limit to what we can achieve.Due to a growing portfolio, we are currently looking for an experienced Project Quality and Risk Manager This role could be either office or home based in any of the following locations: Lithuania, Romania, Serbia, Poland, Hungary, Italy, Croatia, Spain.The offices for given locations are all...


  • Alcobendas, España U.S. Bank National Association A tiempo completo

    At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways, all more confidently and more often—that's what we call the courage to thrive. We believe it takes all of us to bring our shared ambition to...


  • Alcobendas, España Parexel A tiempo completo

    When our values align, there's no limit to what we can achieve.   Due to a growing portfolio, we are currently looking for an experienced Project Quality and Risk Manager This role could be either office or home based in any of the following locations: Lithuania, Romania, Serbia, Poland, Hungary, Italy, Croatia, Spain . The offices for given...


  • Alcobendas, España U.S. Bank National Association A tiempo completo

    At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways, all more confidently and more often—that's what we call the courage to thrive. We believe it takes all of us to bring our shared ambition to...

  • Junior Credit Analyst

    hace 7 días


    Alcobendas, España U.S. Bank National Association A tiempo completo

    At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways, all more confidently and more often—that's what we call the courage to thrive. We believe it takes all of us to bring our shared ambition to...

  • Junior Credit Analyst

    hace 3 meses


    Alcobendas, España U.S. Bank National Association A tiempo completo

    .At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways, all more confidently and more often—that's what we call the courage to thrive. We believe it takes all of us to bring our shared ambition...