Senior Credit Underwriting Analyst Risk

hace 3 días

Barcelona, España Novicap A tiempo completo

Novicap is a European Fintech focused on providing end-to-end working capital solutions to SMEs, mid-market corporates, and public administrations. Through our proprietary technology platform, we offer Credit and SaaS solutions that enable our customers to drive their business forward. In doing so, Novicap actively supports thousands of businesses to help them deliver impact for their stakeholders.
- With presence in Barcelona, Madrid, London and Amsterdam, we are one of the fastest growing fintech startups in Europe. Amazing, isn’t it?
- We are currently looking for a
- **Senior Credit Underwriting Analyst **(also known as Senior Risk Analyst) who wants to join our team. You will be critical in analyzing our counterparties’ credit risk.
- Sounds interesting? Keep reading

**What will you do?**
- As said, your mission as Senior Credit Underwriting Analyst is to analyze our counterparties’ credit risk. This means forming an opinion on their ability to pay debt on time. Overall, this role is crucial in maintaining a healthy cost of risk (or losses) across our credit portfolios, in turn making our business more sustainable.
- Your responsibilities will include:

- Review and analyze counterparties’ financial statements, including historical analysis and a critical assessment of forecasts provided;- As part of this analysis and subsequent review, meet with C-suite executives of counterparties to gather more information and conduct Q&A;- Forming a credit risk opinion related to a specific transaction, derived from the counterparties’ analysis that was previously conducted;- When applicable, prepare a risk report to present the credit risk opinion to the Director of Underwriting and/or the Underwriting Committee;- Rank and prioritize transactions according to their risk level, to ensure an adequate level of attention is paid to each of them;- Monitor at least on quarterly basis the evolution of the counterparties’ in the existing credit portfolio;- In doing all of the above, collaborate with teams across the organization, from Commercial to Legal to Operations, to ensure efficiency and best results.- In doing so, you will contribute to the achievement of Novicap’s long-term growth plans

**How will you do it?**
- With integrity, taking responsibility for your actions with the aim of fulfilling our agreements and without hiding information or misleading. Furthermore, we are aware that we can always improve and we welcome feedback, both from clients and colleagues, in order to continue to grow.
- We always exceed expectations, ensuring the highest levels of professionalism, and we strive to outperform, taking a data-driven approach.
- And finally, we are generous and give first. We support and contribute to our community, putting our interests first and seeking the common good above our own interests.

**Who will you be working with?**
- You will report directly to the Director of Underwriting and Monitoring. You will work closely with the rest of colleagues across Madrid and Barcelona. A young and dynamic team that’s waiting for you with arms open

**You are the right fit if you have**:

- A Bachelor’s degree in Economics & Business;- Minimum 5 years of experience working as a credit underwriting analyst in a top 5 bank, an alternative lender, or a Big 4 in Spain;- Solid understanding of financial statements and accounting principles;- Understanding of working capital financing products’ and their impact on financial statement;- An analytical mindset with great attention to details;- A positive and problem-solving attitude, so as the ability to be flexible and resilient;- An autonomous and driven way of working, but are also a team player;- The ability to conduct Q&A with C-suite executives, so as a strong written and oral communication, both in Spanish and English.**What can we offer you?**
- Full time job with permanent contract and competitive variable compensation directly linked to performance- Amazing highly motivated colleagues and team members to work with- You’ll join us for our annual company-wide events and be able to meet the rest of the team that’s distributed in Spain, when COVID allows it (health first)- Be part of our dynamic, international working environment, with a flat hierarchy and open communication between teams- Communicate better with colleagues by joining free English or Spanish classes if you need them- Flexible benefits with Cobee and preferential rate on health insurance- Gym subscription if you like sports. And we also have a running club- Library with plenty of books to choose from. If you can't find anything, let us know what you want and we will add it to the library- Free fruit, coffee and tea at the office. Yeah, we know it’s common, but we like to take care of you anyway**Department**
- Risk**Role**
- Senior Credit Underwriting Analyst**Locations**
- Barcelona, Madrid**Remote status**
- Hybrid Remote

  • Senior Credit Underwriting Analyst

    hace 3 días

    Barcelona, España Novicap A tiempo completo

    Novicap is a European Fintech focused on providing end-to-end working capital solutions to SMEs, mid-market corporates, and public administrations. Through our proprietary technology platform, we offer Credit and SaaS solutions that enable our customers to drive their business forward. In doing so, Novicap actively supports thousands of businesses to help...

  • Senior Credit Risk Analyst

    hace 19 horas

    Barcelona, España Sumup Inc. A tiempo completo

    .At SumUp, we're on a mission to empower small businesses across the globe by providing simple and affordable tools that allow them to thrive.Today, over 4 million businesses in 36 markets rely on SumUp as their financial partner to manage payments, finance, and customer relationships.SumUp's Lending team is looking for a Senior Credit Risk Analyst to take...

  • Senior Credit Risk Analyst

    hace 7 días

    Barcelona, España Sumup Inc. A tiempo completo

    At SumUp, we're on a mission to empower small businesses across the globe by providing simple and affordable tools that allow them to thrive. Today, over 4 million businesses in 36 markets rely on SumUp as their financial partner to manage payments, finance, and customer relationships.SumUp's Lending team is looking for a Senior Credit Risk Analyst to take...

  • Senior Credit Risk Analyst

    hace 1 semana

    Barcelona, España Sumup Inc. A tiempo completo

    At SumUp, we're on a mission to empower small businesses across the globe by providing simple and affordable tools that allow them to thrive. Today, over 4 million businesses in 36 markets rely on SumUp as their financial partner to manage payments, finance, and customer relationships.SumUp's Lending team is looking for a Senior Credit Risk Analyst to take...

  • Senior Credit Risk Analyst

    hace 1 semana

    Barcelona, España Sumup Inc. A tiempo completo

    At SumUp, we're on a mission to empower small businesses across the globe by providing simple and affordable tools that allow them to thrive. Today, over 4 million businesses in 36 markets rely on SumUp as their financial partner to manage payments, finance, and customer relationships.SumUp's Lending team is looking for a Senior Credit Risk Analyst to take...

  • Senior Credit Risk Analyst

    hace 1 semana

    Barcelona, España Sumup Inc. A tiempo completo

    At SumUp, we're on a mission to empower small businesses across the globe by providing simple and affordable tools that allow them to thrive.Today, over 4 million businesses in 36 markets rely on SumUp as their financial partner to manage payments, finance, and customer relationships.SumUp's Lending team is looking for a Senior Credit Risk Analyst to take us...

  • Senior Credit Risk Analyst

    hace 3 días

    Barcelona, España SumUp Inc. A tiempo completo

    At SumUp, we're on a mission to empower small businesses across the globe by providing simple and affordable tools that allow them to thrive. Today, over 4 million businesses in 36 markets rely on SumUp as their financial partner to manage payments, finance, and customer relationships.SumUp's Lending team is looking for a Senior Credit Risk Analyst to take...

  • Senior Credit Risk Analyst

    hace 1 día

    Barcelona, España SumUp Inc. A tiempo completo

    At SumUp, we're on a mission to empower small businesses across the globe by providing simple and affordable tools that allow them to thrive. Today, over 4 million businesses in 36 markets rely on SumUp as their financial partner to manage payments, finance, and customer relationships. SumUp's Lending team is looking for a Senior Credit Risk Analyst to take...

  • Underwriting Manager

    hace 7 meses

    Barcelona, España Novicap A tiempo completo

    Novicap is an end-to-end working capital solutions provider focused on enabling CFOs/Finance teams of SMEs to pay their suppliers and collect from their customers. This includes short-term credit (factoring, supply chain finance and loans) and payment automation solutions. With offices in Barcelona and Madrid, we are currently looking for an **Underwriting...

  • Senior Credit Risk Analyst

    hace 3 semanas

    Barcelona, España SumUp A tiempo completo

    At SumUp, we're on a mission to empower small businesses across the globe by providing simple and affordable tools that allow them to thrive. Today, over 4 million businesses in 36 markets rely on SumUp as their financial partner to manage payments, finance and customer relationships. SumUp's Lending team is looking for a Senior Credit Risk Analyst to take...

  • Credit Risk Analyst

    hace 7 meses

    Barcelona, España Pay Retailers A tiempo completo

    At PayRetailers, we are committed to providing cutting-edge solutions that empower businesses to succeed in Latin America. Our collaborative and inclusive work environment encourages creativity and growth, where every employee's contribution is valued. Get ready to embark on an exciting journey with us, as we strive to make a meaningful impact on the world...

  • Business Credit Risk Policy Manager

    hace 3 semanas

    Barcelona, Barcelona, España Revolut A tiempo completo

    About RevolutAt Revolut, we're on a mission to deliver more from our money. Our products help customers around the world get more visibility, control, and freedom.We've been certified as a Great Place to Work for our outstanding employee experience. With over 10,000 people working around the world, we're looking for talented individuals who can help us...

  • Credit Risk Manager

    hace 3 meses

    Barcelona, España Oyster A tiempo completo

    **✨ One platform, a whole world of opportunity**: Right now, the best jobs are limited to people in a handful of the world's wealthiest cities, yet brilliant people are _everywhere_. Driven to overturn the status quo and distribute opportunities equally around the world, Oyster launched its global employment platform to help companies hire, pay, and care...

  • Underwriting Assistant

    hace 3 meses

    Barcelona, España Everest A tiempo completo

    Description As an Everest Underwriting Assistant, you will support the Underwriting department as a member of the Operations Underwriting Support team to deliver accurate risk assessment, record keeping, and reporting.We are hiring multiple Underwriting Assistants to join the Everest Operations team in Madrid.The role involves delivering excellent service to...

  • Credit Risk Director

    hace 3 semanas

    Barcelona, España Scalapay A tiempo completo

    .Thanks to our innovative BuyNow PayLater payment solution, Scalapay is transforming the way more than 6.5 million customers buy online and in-store, empowering 8,000+ merchants (online and in-store) to give their customers magical shopping experiences.Being only 3 years old didn't stop us from becoming a unicorn We have raised over $700mln and we did this...

  • Senior Underwriting Assistant

    hace 5 días

    Barcelona, España XL Catlin A tiempo completo

    **Flexible Work Eligible**: Flexible Work Schedule **DISCOVER your opportunity** **Senior Underwriting Assistant** Senior UA reports to the Team Leader of the Line of Business where he/she is working for. **DISCOVER your opportunity** **Role Purpose*** Role holder provides support to Underwriting and ensures that the administrative processes for the...

  • Senior Underwriting Assistant

    hace 5 días

    Barcelona, España AXA A tiempo completo

    **Senior Underwriting Assistant** Senior UA reports to the Team Leader of the Line of Business where he/she is working for. **DISCOVER your opportunity** **Role Purpose*** Role holder provides support to Underwriting and ensures that the administrative processes for the end-to-end policy lifecycle are run efficiently and at a high quality to serve...

  • Senior Cybersecurity Risk Analyst

    hace 4 semanas

    Barcelona, Barcelona, España Dentsu A tiempo completo

    About This RoleWe are seeking a Senior Cybersecurity Risk Analyst to join our team at Dentsu. As a key member of our organization, you will play a crucial role in developing and implementing client-focused security initiatives, standards, and compliance strategies.

  • Financial Risk Analyst Specialist Position

    hace 4 semanas

    Barcelona, Barcelona, España Amundi A tiempo completo

    Job SummaryWe are seeking an experienced Financial Risk Analyst to join our team at Amundi. In this role, you will be responsible for evaluating and quantifying market risk, credit risk, and liquidity risk within our UCIs, Private Equity vehicles, and managed portfolios.

  • Senior Underwriting Assistant

    hace 2 semanas

    Barcelona, España Empresa Reconocida A tiempo completo

    .Senior Underwriting AssistantSenior UA reports to the Team Leader of the Line of Business where he/she is working for.Role Purpose Role holder provides support to Underwriting and ensures that the administrative processes for the end-to-end policy lifecycle are run efficiently and at a high quality to serve internal and external clients. In addition, the...