![BBVA](https://media.trabajo.org/img/noimg.jpg)
Corporate Spain Credit Risk Associate I
hace 3 semanas
**Area**:
**CORPORATE & INVESTMENT BANKING**
**Company**:
**001**
**What are we looking for?**
About you
- Excellent communication and presentation skills.
- Team building skills.
- Ability to work under tight deadlines.
**Qualifications**:
Essential:
- Bachelor's degree in Economics, Business Administration and Management, Engineering, Physics, Mathematics or related qualifications.
- Between 5 to 6 years of credit risk underwriting experience within a corporate or commercial banking environment.
- Rating tools knowledge.
- Knowledge of Spanish corporates and IBEX 35.
- Fluent in English (C1).
Also valuable:
- Programming skills.
- Other languages are also desirable.
- ESG knowledge.
**Overview**
Credit GRM EMEA manages the corporate clients and project finance from a credit risk perspective. The team is organized by product, geographies and sectors. The Area is responsible for the wholesale credit admission, having as main task to preserve the credit quality of the proposals integrating ESG factor to ensure profitable growth.
As part of Corporate & Investment Banking (CIB) the area interacts with global markets, global lending & advisory and transactional businesses for global corporate clients and institutional investors’ requests. In addition, Credit GRM EMEA has a close contact with corporate credit areas of all the geographies the Group works with.
About the job
**Responsibilities**:
- Responsible for the credit management of a portfolio of Large Spanish Corporates, for the preparation of total limit risk appetite within those groups, and new transaction proposals incorporating the analysis of the specific structure of a transaction, credit and financial risk profiles of the borrower, as well as risks of the business and the macroeconomic environment.
- Also responsible for the credit review of a portfolio of Large Corporations within different industry sectors worldwide.
- Comprehension and analysis of financial statements, ratings, profitability, sector guidelines, projections and ESG related aspects. And presentation of proposals to credit risk committees.
**Working at BBVA**
BBVA is a global company with over 160 years of history present in 25 countries with over 81 million customers. We are more than 110,000 professionals working in multidisciplinary and diverse teams.
At BBVA, we are ahead of the transformation that is taking place in the banking sector, challenging the status quo, to make life easier to our customers.
Being part of BBVA means developing your career in one of the most innovative companies in finance.
Responsible banking
We're committed to responsible banking to help drive a more inclusive and sustainable society. The future of banking lies in financing the future.
We started out with the spirit of helping others make the best financial decisions. That spirit remains with us today and encourages us to keep moving forward, prioritizing innovation and digital transformation so that we can put the opportunities of this new era within everyone's reach.
Diversity
At BBVA we believe having a diverse team makes us a better bank.
For this reason, we actively support diversity, inclusion and equal opportunities regardless race, sex, age, religion, sexual orientation, gender identity or expression. We cultivate a collaborative and inclusive work environment that allows every employee to do their best work.
Our values
Our values define our identity; they are what drives us to make our goals a reality and they guide all of our actions and the decisions we make.
Customer comes first
We think big
We are one team
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