Risk Strategy Manager

hace 5 meses

Barcelona, España Younited credit A tiempo completo

Younited credit Barcelona, SpainPosted 1 day ago Permanent Competitive

**On Younited...**

At Younited, we believe money allows people to purchase goods & services and realize their dreams, but today's banking products are opaque & overly complex. Here, we leverage innovation & cutting-edge technology to redefine lending and payment practices, to provide exceptional user experience.
- We both provide credit & payment solutions directly to consumers (Younited Credit / Younited Pay) & via partners (banks, fintech, insurers, retailers, telcos, e-merchants)... and our mission is to become your trusted financial partner.
- Prestigious E-merchant and Digital Bank among which Apple, Microsoft, Orange Bank, Free, Bouygues Telecom, Bpifrance, N26, Fortuneo and Lydia have already chosen Younited as preferred partner.**Some key figures about us**:

- Younited operates in 5 European countries, generating nearly 50% of its business outside France
- The company has raised more than 330m€ in equity since launch
- Younited employs more than c. 550 Younies in Paris, Rome, Barcelona, Lisbon, and Munich
- More than 1 million customers already had access to our instant, simple & transparent credit (and we are just getting started)

We have initiated a B-Corp certification process, our social and environmental impact being at the heart of our strategic concerns. We're building diverse and inclusive teams around the world - because that's how we create even better experiences for our customers and our partners. And we need your help. So, join us to build tomorrow, today.**On the role...**
As a Business Risk Manager a you will be reporting to the Finance and Revenue Director and playing a critical role in our organization by evaluating and mitigating credit risk to ensure the stability and (hyper)growth of our different business lines: partnerships, Direct to Consumer, payment solutions.
- You will have the opportunity to collaborate with cross-functional teams, including tech, marketing, and product, based in Barcelona, Lisbon or Paris, to implement innovative solutions for risk management.
- You will have a high level of autonomy and will be responsible for the development & implementation of the company's risk strategy in Portugal and Spain, ensuring that we deliver on our business plan for both countries.**Your responsibilities will be...**
- Define and steer the decision-making strategy, knowing how to be pragmatic and short-termist but also visionary
- Monitor the origination, risk and cost levels of the credit portfolios and propose appropriate optimization plans (i.e carrying out impact or scenario analysis)
- Interact daily with the Business, Marketing and Operations teams to ensure that their processes and objectives allow for optimal management of origination levels, risk and operational and marketing costs
- Participate in the management of the projects resulting from the decisions you will have validated upstream
- Participate in building the International Credit Strategy Management team
- In collaboration with our international teams, develop innovative risk and recovery optimization tools and statistical analysis methods for monitoring performance

**with an eye toward...**
- Act as an ambassador of the projects to internal (Comex, CEO countries) and external stakeholders (Investors, Shareholders, Regulators, B2B Partners)
- Provide guidance and support to the broader organization on risk management best practices and processes

It's a match if...**Qualifications...**
- Bachelor's or Master's degree in Finance, Economics, or a related field
- At least 3 years of experience background from consulting, investment banking, fintech/payments company, retail e-commerce or other high growth organization with operational experience in a quantitative or analytical role
- Excellent communication and presentation skills, with the ability to effectively communicate complex risk concepts to non-technical stakeholders

**without forgetting...**
- Team player : Ability to work independently and as part of a team, with a strong focus on collaboration and problem-solving
- Curious nature : never accepting of assumptions and a desire to fully understand how things work
- Attitude : Positive, solution-oriented, growth mindset, and leadership. Hunger to take ownership of business problems and drive your personal development. Capacity to build consensus across multiple teams

To conclude...
- We offer a dynamic and exciting work environment, with opportunities for professional growth and advancement. Our team is made up of motivated and talented individuals who are passionate about making a positive impact in the world of finance. We believe in a culture of transparency, open communication, and collaboration, and we are committed to creating a supportive and inclusive workplace for all employees.
- If you're ready to take your career to the next level and be part of a rapidly growing fintech company, we want to hear from you and jo

  • Product Manager for Risk and Fraud Strategy

    hace 4 semanas

    Barcelona, Barcelona, España Scalapay A tiempo completo

    About the RoleAs a Product Manager for Risk and Fraud Strategy at Scalapay, you will be responsible for defining and building a strategy to prevent fraudulent users from accessing our platform while ensuring a seamless experience for our customers. You will work closely with our CRO and data scientist to drive the discovery and development of our risk and...

  • Global Risk Management Strategy Leader

    hace 5 días

    Barcelona, Barcelona, España Novartis A tiempo completo

    About the RoleThe Senior Global Risk Management Plan Manager is responsible for guiding the Safety Lead and the Safety Management Team (SMT)/Global Program Team (GPT) on Good Pharmacovigilance Practices and other regulatory and internal requirements for Safety Risk Management.Key responsibilities include driving the development of a robust and feasible Risk...

  • Product Manager

    hace 2 días

    Barcelona, Barcelona, España Risk A tiempo completo

    At RISK, we are pushing the boundaries of entertainment in the iGaming industry.We are seeking a Senior Product Manager to lead our product team and drive innovation in gaming experiences.About Us:RISK inc is an international iGaming company with 600+ professionals in 20+ locations, operating in 10 countries and serving over 300,000 customers.We have...

  • Senior Product Manager

    hace 1 mes

    Barcelona, España Risk A tiempo completo

    Company Description RISK inc: An International iGaming Company Pushing the Boundaries of Entertainment Who We Are:An international iGaming company specializing in identifying and fostering the growth of high-potential entertainment markets. With 600+ professionals in 20+ locations, we operate in 10 countries, serving over 300,000 customers. Always Pushing...

  • Senior Product Manager

    hace 1 mes

    Barcelona, España RISK A tiempo completo

    **Company Description** RISK inc: An International **_iGaming_** Company Pushing the Boundaries of Entertainment** **Who We Are**: An international _iGaming_ company specializing in identifying and fostering the growth of high-potential entertainment markets. With 500+ professionals in 20+ locations, we operate in 10 countries, serving over 300,000...

  • Senior Product Manager

    hace 1 mes

    Barcelona, España RISK A tiempo completo

    Company Description RISK inc: An International iGaming Company Pushing the Boundaries of Entertainment Who We Are: An international iGaming company specializing in identifying and fostering the growth of high-potential entertainment markets. With 600+ professionals in 20+ locations, we operate in 10 countries, serving over 300,000 customers. Always...

  • Senior Product Manager

    hace 3 semanas

    Barcelona, España Risk A tiempo completo

    Company Description RISK inc: An International iGaming Company Pushing the Boundaries of Entertainment Who We Are: An international iGaming company specializing in identifying and fostering the growth of high-potential entertainment markets. With 600+ professionals in 20+ locations, we operate in 10 countries, serving over 300,000 customers. Always Pushing...

  • Senior Product Manager

    hace 1 mes

    Barcelona, España Risk A tiempo completo

    Company Description RISK inc: An International iGaming Company Pushing the Boundaries of Entertainment Who We Are: An international iGaming company specializing in identifying and fostering the growth of high-potential entertainment markets. With 600+ professionals in 20+ locations, we operate in 10 countries, serving over 300,000 customers. Always Pushing...

  • Senior Product Manager

    hace 4 semanas

    Barcelona, Barcelona, España RISK A tiempo completo

    Product Manager Role at RISKRISK inc is an international iGaming company pushing the boundaries of entertainment. We are seeking a Senior Product Manager to become a part of our team.Key Responsibilities:Take full ownership and responsibility for the product metrics of the project;Work on player funnels, the main page experience, the casino lobby, the sports...

  • Senior Product Manager

    hace 1 mes

    Barcelona, España Risk A tiempo completo

    Company Description RISK inc: An International iGaming Company Pushing the Boundaries of Entertainment Who We Are:An international iGaming company specializing in identifying and fostering the growth of high-potential entertainment markets. With 600+ professionals in 20+ locations, we operate in 10 countries, serving over 300,000 customers. Always Pushing...

  • Outsourcing Risk Manager

    hace 1 mes

    Barcelona, Barcelona, España Revolut A tiempo completo

    About the RoleThe Outsourcing Team is a critical component of the Bank Information Group, responsible for managing and overseeing the risks associated with outsourcing and third-party arrangements within Revolut's internal control framework.This includes overseeing all documentation related to outsourcing, operational resilience, and exit plans, as well as...

  • Senior Product Manager

    hace 1 mes

    Barcelona, España Risk A tiempo completo

    Company DescriptionRISK inc: An International iGaming Company Pushing the Boundaries of EntertainmentWho We Are:An international iGaming company specializing in identifying and fostering the growth of high-potential entertainment markets. With 600+ professionals in 20+ locations, we operate in 10 countries, serving over 300,000 customers.Always Pushing the...

  • Senior Product Manager

    hace 1 mes

    Barcelona, España Risk A tiempo completo

    Company DescriptionRISK inc: An International iGaming Company Pushing the Boundaries of EntertainmentWho We Are:An international iGaming company specializing in identifying and fostering the growth of high-potential entertainment markets. With 600+ professionals in 20+ locations, we operate in 10 countries, serving over 300,000 customers.Always Pushing the...

  • Senior Product Manager

    hace 4 semanas

    Barcelona, España RISK A tiempo completo

    Company Description RISK inc: An International iGaming Company Pushing the Boundaries of Entertainment Who We Are:An international iGaming company specializing in identifying and fostering the growth of high-potential entertainment markets. With 600+ professionals in 20+ locations, we operate in 10 countries, serving over 300,000 customers. Always Pushing...

  • Senior Product Manager

    hace 1 mes

    Barcelona, España RISK A tiempo completo

    Company Description RISK inc: An International iGaming Company Pushing the Boundaries of Entertainment Who We Are:An international iGaming company specializing in identifying and fostering the growth of high-potential entertainment markets. With 600+ professionals in 20+ locations, we operate in 10 countries, serving over 300,000 customers. Always Pushing...

  • AHS Risk Manager

    hace 4 semanas

    Barcelona, Barcelona, España Amazon A tiempo completo

    About the Role:The Risk Manager within the Account Health Support (AHS) Team serves as the primary interface between Amazon and our business partners.We strive to provide world-class support to Sellers doing business on the Amazon platform by predicting their needs, creating innovative self-help tools, and offering solutions to help our partners better serve...

  • Enterprise Risk Manager

    hace 2 semanas

    Barcelona, España Axpo Group A tiempo completo

    Enterprise Risk Manager (f/m/d) Workload: 100% As Enterprise Risk Manager at Axpo Iberia, you'll provide oversight and expertise on risk management across the organization.In this key role, you'll develop frameworks and methodologies that support consistent, effective risk management practices, reporting directly to senior management.What you will do:...

  • Credit Risk Manager

    hace 4 semanas

    Barcelona, Barcelona, España Oyster A tiempo completo

    Oyster is a global employment platform that helps companies hire, pay, and care for talent anywhere. We're looking for a skilled Credit Risk Manager to join our Corporate Treasury department.The successful candidate will be responsible for managing and mitigating credit risk across our portfolio, assessing counterparty risk, setting credit limits, and...

  • Cybersecurity Risk Program Manager

    hace 1 mes

    Barcelona, Barcelona, España F. Hoffmann-La Roche Gruppe A tiempo completo

    About the RoleAt Roche, we are passionate about transforming patients' lives and we are fearless in both decision and action - we believe that good business means a better world.We are seeking a Cybersecurity Risk Program Manager to drive the design, building and execution of a risk management governance program, including risk assessments, risk modeling,...

  • Cybersecurity Risk Program Manager

    hace 1 mes

    Barcelona, Barcelona, España F. Hoffmann-La Roche A tiempo completo

    Transforming Patients' Lives through CybersecurityAt Roche, we are passionate about harnessing the power of science, technology, and data to improve the standard of care for humankind. As a Cybersecurity Risk Program Manager, you will play a critical role in driving the design, building, and execution of a risk management governance program that keeps our...