Credit Analyst

What are we looking for Our Finance department is looking for a Credit Analyst to be part of our team. In this position, you will be responsible for providing guidance on credit risks related to lending programs involving significant amounts of money.

Your daily tasks in this role will include analyzing credit data and financial information of customers, such as payment records, income, and savings history.

Location: Cantoria, Almería. Work is for the US market-based, working from Spain.

Working hours are based on the US EST Time zone (13h - 22h).

Remote work is available 40% of the time (2 days/week).

What you will do Handle Collections/Credit Management within the US Organization. Maintain and enforce credit policies and procedures. Assist the Credit Supervisor in managing credit insurance, maintaining local relationships, maximizing limit coverage, and managing claims. Analyze the creditworthiness of new and existing customers, establish credit limits and terms, and analyze customers' financial statements when available. Provide weekly updates on collection efforts. Analyze the revenue cycle and identify opportunities to improve collection efforts. Develop and maintain strong relationships with RDs, General Managers, and Sales Departments to assist in collections. Assist the Credit Supervisor in developing strategies and goals to reduce exposure to write-offs. Assist with selecting and managing the relationship with third-party collection agencies. Review, prepare, and analyze A/R aging reports. Work with internal divisions/departments as needed. What you need to succeed EXPERIENCE: 2 years of billing, finance, or other related experience.

EDUCATION: Bachelor's Degree in Business, Finance, or a related field.

KNOWLEDGE: English C1 proficiency in both verbal and written skills.

Professional proficiency in Microsoft Office, especially Excel.

SKILLS Communication: Oral & Written. Capacity to interact with multiple levels within all phases of commercial industry projects. Strong planning and organizational skills. Ability to perform and manage billing activities efficiently and effectively. Strong Customer Service Skills. Ability to meet work requirements within established timelines. Effective verbal and written communication skills. Strong work ethic and positive team attitude. What we offer You will join a company:

With an international mindset and presence in 80+ countries. With an amazing growth story, sustained by extraordinary innovation with products such as Silestone, Dekton, and Sensa by Cosentino. Where you will be able to grow your career and develop your leadership skills.
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