Credit Risk Modeler/Data Scientist

hace 4 días

Barcelona, España Sequra A tiempo completo

.About seQuraSeQura provides innovative, flexible and easy-to-use payments technologies that help merchants acquire, convert and retain more customers.We make a difference in sales performance by tailoring our solutions to different sectors, addressing their unique pain points and delivering superior results in Retail, Education (EduQa), Optics (OptiQa), Repairs, and Travel.We also empower smart shopping for consumers seeking more value, convenience, and flexibility in their shopping, with new payment experiences that allow them to save, access interest-free credit, or pay in small, comfortable installments of up to 24 months.Born in Barcelona, seQura is a privately-owned fintech in the scale-up phase. Present in southern Europe and Latin America, we are growing above 50% CAGR and approaching 100 Million in Annual Recurring Revenue. Over 5000 businesses, almost 2 million shoppers, and 300+ employees continue to rate us as one of the most loved and trusted fintechs out there, with an NPS of 87%, a Trustpilot rating of 4.7/5, and a Glassdoor rating of 4.7/5.We are looking for a skilled Credit Risk Modeler/Data Scientist to help drive our data-driven risk assessment strategies. If you're passionate about utilizing data to create impactful models that shape business decisions, this is the perfect opportunity for youWhat you'll doDevelop and Monitor Risk Models: Build and maintain robust credit rating and scoring models, utilizing advanced data analysis techniques to assess customer profiles and payment capacities.Predictive Modeling: Develop and continuously refine models for PD (Probability of Default), LGD (Loss Given Default), EAD (Exposure at Default), and EL (Expected Losses) to accurately estimate SeQura's credit risk provisions.Data Requirements: Define and establish data requirements for model development, ensuring accuracy and consistency in the data used.Documentation & Reporting: Document all models and methodologies, ensuring full transparency for internal and external audits and validations.Collaboration & Communication: Work closely with risk analysts, data engineers, and cross-functional teams to ensure alignment and to communicate key findings and model performance.Audit Support: Provide expert support during internal and external audits, and facilitate model validations to ensure regulatory compliance and best practices.Why Join Us?Impact: Play a pivotal role in shaping SeQura's credit risk strategies and contribute to the company's growth.Growth Opportunities: Join a fast-growing, innovative company with plenty of opportunities for professional development.Collaboration: Work in a dynamic, collaborative environment where your expertise will be valued.What we offerWe have a strong and sustainable foundation, where we provide a secure and reliable workplace. You have the freedom and trust to make the best contribution possible

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