Retail Risk Associate

hace 2 días


Madrid, España Bbva A tiempo completo

.Area:GLOBAL RISK MANAGEMENTDeadline for applying:9/29/2024Company:001What are we looking for?About youWe are looking for an enthusiastic person, who has the following characteristics:Team work spirit in a multinational environment with constant coordination/communication with regional and global teams.Strong organizational and project management skills to manage different tasks with competing deadlines.Analytical mindset, transforming data into key messages.Exceptional problem-solving skills and strong attention to detail.Ability to explain complex topics in a simple and clear manner.Proactivity and autonomy to develop different lines of work.Flexible and interested in innovating and embarking on new projects and new ways of working.QualificationsWe are looking for graduates in Maths, Physics, Data Science, Engineering, Actuarial Science, Statistics, Economics or Management. Some aspects that may be valued:Master's degree, postgraduate or PhD degree or equivalent background in a quantitative discipline.1-7 years of experience in credit risk, finance, banking regulation or engineering.Experience in managing/analysing credit risk products and financial risk regulation.Experience developing and/or integrating scoring models and understanding of credit risk parameters (PD/LGD) is a plus.Knowledge of risk processes (admission, monitoring and collections) is a plus.English B2, C1 is a plus.Strong analytical and data science skills to transform datasets into valuable insights through the analysis, management and visualization with BI tools (SQL, Python, Microstrategy) is a plus.Advanced skills in Office package (PowerPoint, Word, Excel) and Google Office tools.OverviewWe are BBVA, a global bank with more than 75 million customers and a footprint that extends across more than 30 countries. We work to help people make the best financial decisions and bring the age of opportunity to everyone. We are guided by our values: the customer comes first, we think big and we are one team.The Global Risk Management (GRM) unit has a clear strategy aimed at achieving risk adjusted profitability and recurrent value creation; using a model portfolioapproach to manage the group's activity as a basis for a better capital and a better risk management digitization framework.You will join the GRM Retail Risk Core Service in the GRM area. We are a multidisciplinary team with 21 members working in close coordination with the local risk teams located in each of the countries where BBVA operates. Our main goal is to set and manage the Global Risk Appetite Strategy for Retail portfolios, covering the full credit life cycle (admission, monitoring and collections), thus guiding the Group's strategy of profitable growth. We also collaborate with other Risk teams, such as GRM Analytics, and Global Portfolio Management, as well as with Client Solutions in supporting the development of business growth initiatives for retail portfolios


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